Interest rates in banks and other financial enterprises, Q4 2013

Interest rates and margins from financial corporations. General public¹
	4th quarter 2013	3rd quarter 2013
¹Due to changes in specifications applied from 3rd quarter 2013, the time series are not directly comparable to previous periods.
Interest rates including commissions on loans
Banks	4.74	4.78
Mortgage comanies	3.73	3.74
State lending institutions	2.48	2.49
Life insurance companies	3.57	3.71
Financial corporations, total	4.16	4.19
The Norwegian Public Service Pension Fund	2.25	2.25

Interest rates on deposits
Banks	2.23	2.22

Margins
Banks and mortgage companies. Loans margin	2.59	2.61
Banks. Interest rate margin	2.51	2.56
Banks. Deposits margin	-0.51	-0.49

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