Interest rates in banks and other financial enterprises, Q4 2013

Banks and mortagage companies interest rates on loans to general public, by types of loans and sector. Per cent¹
	4th quarter 2013	3rd quarter 2013	2nd quarter 2013	1st quarter 2013	4th quarter 2012
¹Due to changes in specifications applied from 3rd quarter 2013, the time series are not directly comparable to previous periods.

All loans
Non-financial private enterprises	4.46	4.49	4.51	4.50	4.50
Households	4.48	4.51	4.52	4.33	4.36
Credit lines
Non-financial private enterprises	5.15	5.16	5.11	5.24	5.09
Households	5.18	5.17	5.13	4.86	4.89
Credit lines, overdrafts, working capital facility and consumer credit total
Non-financial private enterprises	5.22	5.23	5.18	5.33	4.88
Households	15.55	15.63	15.45	15.32	15.40
Credit lines, secured on dwellings
Non-financial private enterprises	8.11	8.12	8.04	8.13	7.84
Households	4.08	4.09	4.10	3.82	3.83
Credit lines, building loans total
Non-financial private enterprises	5.00	5.01	4.96	5.04	5.37
Households	6.96	6.68	6.85	6.62	6.86
Repayment loans
Non-financial private enterprises	4.34	4.37	4.40	4.36	4.39
Households	4.26	4.30	4.33	4.16	4.18
Repayment loans secured on dwellings
Non-financial private enterprises	5.03	5.13	5.20	5.15	5.13
Households	4.07	4.11	4.13	3.95	3.96
Other repayment loans
Non-financial private enterprises	4.25	4.28	4.30	4.27	4.31
Households	6.42	6.47	6.45	6.39	6.38

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