Statistikk innhold

Statistics on

Banks and mortgage companies

The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.

Updated: 29 August 2025
Next update: 29 September 2025

Selected figures from these statistics

  • Banks and mortgage companies, selected figures. NOK million
    Banks and mortgage companies, selected figures. NOK million
    June 2025July 2025
    Banks
    Loans to households1 648 9961 674 111
    Loans to the manufacturing industry114 370119 495
    Deposits from households1 881 5641 871 660
    Housing savings for young people44 73844 212
    Mortgage companies
    Loans to households2 331 1652 324 078
    Loans to the manufacturing industry2 6222 631
    Explanation of symbols
  • Loans from banks by industry. NOK million
    Loans from banks by industry. NOK million
    April 2025May 2025June 2025July 2025
    All industries1 970 6441 967 2071 987 8531 994 572
    Agriculture72 51072 91273 95674 937
    Forestry4 8304 9104 8274 868
    Fishing and hunting55 79756 48056 38756 885
    Fish farming services69 80069 21271 52873 760
    Mining and quarrying9 47110 0009 6349 901
    Services linked to extraction of crude petroleum and natural gas1 4631 5781 4781 534
    Extraction of crude petroleum and natural gas3 7512 1594 0264 700
    Industry112 160113 332114 370119 495
    Ship and boat building3 7913 8484 7614 759
    Electricity and water supply66 74067 72169 38067 485
    Water supply, drainage and waste disposal13 38013 18013 30813 714
    Real estate development157 203157 401158 872155 634
    Building and construction work beyond real estate development54 89355 42954 59353 130
    Commodity trade etc103 517100 237102 12399 488
    Sea transport abroad and transport via pipelines46 23643 98142 94743 653
    Transportation and storage72 52770 44770 60572 525
    Hotels and restaurants25 37627 64428 07828 626
    Information and communication31 51431 41832 55132 476
    Real estate, renting and business activities858 122858 362862 309863 131
    Professional and financial services116 402114 708118 629119 184
    Businesslike services39 82240 63741 65242 695
    Other service activities51 32851 59951 82951 979
    Explanation of symbols
  • Loans to households by type, from banks and mortgage companies. NOK million
    Loans to households by type, from banks and mortgage companies. NOK million1
    April 2025May 2025June 2025July 2025
    Banks
    Credit lines, secured on dwellings180 106183 771184 419185 060
    Credit lines, secured on commercial property18 37418 22118 48918 987
    Credit lines, secured on other items3 5934 0764 2094 374
    Credit card loans30 15731 35929 37430 899
    Factoring1 0611 0841 0411 026
    Leasing8 1788 1258 2068 308
    Other credit lines, without collateral10 88510 75610 45610 920
    Repayment loans secured on dwellings1 146 3371 158 6491 163 6951 179 990
    Repayment loans, secured on commercial property91 01490 02990 21688 807
    Repayment loans, secured on other items91 54894 66198 38796 996
    Repayment loans, without collateral46 90947 13246 19254 368
    Reverse repurchase agreement2 0142 1622 1712 213
    Mortgage companies
    Credit lines, secured on dwellings470 739471 840474 035472 256
    Credit lines, secured on commercial property678694660652
    Credit lines, secured on other items503498509492
    Credit card loans22222120
    Factoring........
    Leasing2 5562 5682 6022 601
    Other credit lines, without collateral010..20
    Repayment loans secured on dwellings1 827 1411 829 4351 842 5841 837 253
    Repayment loans, secured on commercial property3 8783 9973 7843 746
    Repayment loans, secured on other items7 7237 7697 8267 889
    Repayment loans, without collateral23182537
    Reverse repurchase agreement........
    1Loans in this table are measured in gross value.
    Explanation of symbols
  • Deposits from households by type. NOK million
    Deposits from households by type. NOK million
    April 2025May 2025June 2025July 2025
    Total deposits1 811 1281 824 5201 881 5641 871 660
    Transaction deposits1 485 0931 500 9061 553 2541 543 016
    Deposits with short agreed maturity255 496255 033259 972261 400
    Deposits with long agreed maturity12 93512 86712 88412 791
    Tax deduction accounts479425566317
    Deposits related to pension schemes371371370367
    Housing savings for young people45 72845 29944 73844 212
    Deposits tied to other purposes11 0229 6159 7769 554
    Explanation of symbols
  • Loans from financial corporations by borrower sector. NOK million
    Loans from financial corporations by borrower sector. NOK million
    April 2025May 2025June 2025July 2025
    Banks
    Non-financial corporations1 777 9051 774 4671 794 1841 798 538
    Financial corporations626 675613 970621 121616 684
    General government7 9497 80110 9747 635
    Non-profit institutions serving households15 28415 43115 39215 474
    Households1 621 9411 641 6341 648 9961 674 111
    Rest of the world988 979989 420844 918914 021
    Finance companies1
    Non-financial corporations..82 654.
    Financial corporations..943.
    General government..3 620.
    Non-profit institutions serving households..320.
    Households..79 599.
    Rest of the world..15 050.
    Mortgage companies
    Non-financial corporations53 47453 97454 08754 359
    Financial corporations36 39766 35454 62355 885
    General government380 929381 008381 876382 076
    Non-profit institutions serving households808805789796
    Households2 312 4012 315 9632 331 1652 324 078
    Rest of the world5 6478 7229 3179 286
    State lending institutions
    Non-financial corporations36 52437 18235 01835 002
    Financial corporations19191113
    General government127 286128 965129 586130 012
    Non-profit institutions serving households12 82413 10013 13513 247
    Households321 487322 740322 813317 733
    Rest of the world4 9915 0185 0254 943
    1Quarterly reporting
    Explanation of symbols
  • Main figures from banks' profit and loss accounts. NOK million
    Main figures from banks' profit and loss accounts. NOK million
    2nd quarter 20222nd quarter 20232nd quarter 20242nd quarter 2025
    Total interest income and similar income69 658154 440205 918199 536
    Total interest expenses and similar expenses22 45692 037140 449131 398
    Net interest income47 20262 40365 46968 138
    Total income94 160181 484233 998228 519
    Total cost54 829128 570178 894171 418
    Pre-loss profit39 33152 91455 10357 101
    Total credit loss on loans, guarantees and securities104513 3573 468
    Confirmed credit losses on loans4 6635511 5172 493
    Pre-tax profit39 32052 46351 74653 633
    Taxes on ordinary profit8 08111 14711 96011 125
    Profit and loss before other comprehensive income31 24041 31639 78642 508
    Other comprehensive income before taxes1 631165823-526
    Taxes on other comprehensive income-213-75-298150
    Comprehensive income32 65841 40540 31142 133
    Explanation of symbols
  • Deposits by county. NOK million

  • Loans from banks by county. NOK million

About the statistics

The information under «About the statistics» was last updated 16 October 2024.

Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.

Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.

Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.

Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.

Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).

There are four types of classifications: object/instrument, sector, industry and type.

Finance objects and real objects (instruments)

Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.

Debtor and creditor sector

Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)

Debtor and creditor industry

Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)

Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.

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