Statistikk innhold

Statistics on

Life and non-life insurance companies, accounts

The statistics cover all life and non-life insurance companies and branches of foreign companies in Norway. It shows overall performance, balance and some specifications for the sector and industry.

Updated: 22 May 2025
Next update: 13 June 2025

Selected figures from the statistics

  • Key Figures. NOK Million
    Key Figures. NOK Million
    Total
    1st quarter 20241st quarter 2025
    Life insurance companies
    Assets2 324 7952 477 867
    Premiums earned52 64663 217
    Gross claims payment20 46727 542
    Profit/loss on ordinary activities3 4683 462
    Net income from financial assets78 064-10 795
    Non-life insurance companies
    Assets328 675343 273
    Earned premiums26 90830 260
    Gross claims payments22 73223 079
    Profit/loss on ordinary activities6 5031 607
    Net income from financial assets6 319-1 828
    Explanation of symbols
  • Life insurance companies. Profitt and loss account. NOK Million
    Life insurance companies. Profitt and loss account. NOK Million
    1st quarter 20242nd quarter 20243rd quarter 20244th quarter 20241st quarter 2025
    Premiums earned52 646121 037176 749226 19363 217
    Gross premiums written35 67891 096134 325170 26737 928
    Reinsurers share of gross premiums written-208-313-394-575-190
    Transfers of premium reserve from other companies17 17630 25442 81856 50025 479
    Claims incurred, net of reinsurance38 51072 866106 039141 06153 273
    Gross claims payment20 46741 07461 51182 72527 542
    Reinsurance share of gross claims payments-83-162-241-481-74
    Transfers of premiumreserve etc. to other companies18 12631 95444 76958 81725 805
    Net change in technical provisions86 818153 789226 240270 716-6 292
    Premium reserve62 284118 673171 336203 884-2 923
    Other technical provisions4456032062 533355
    To/from revaluation reserve..........
    To/from buffer funds196-136-3918 732-3 914
    Means allocated insurance contracts23 89234 64954 73745 566189
    Other operating income/ costs-1 914-3 730-5 712-7 794-1 981
    Commision received8631 7752 6703 6391 007
    Operating income, real property1126425416
    Other operating income397711616233
    Personell costs9201 7312 7183 729967
    Commision submitted4469161 3361 875520
    Operating costs, real property197402600784200
    Depreciations of non-financial assets114231358560125
    Other operating costs1 1492 3273 5264 7021 223
    Investment income /costs12 05924 53939 59955 55915 343
    Interest income bonds and certificates6 72613 76720 74129 8047 145
    Interest income other assets2 2354 6197 34610 4432 566
    Share dividend etc.3 8347 72913 79818 3466 365
    Interest costs7361 5752 2873 034733
    Gains/losses, value (re-)adjustments on financial assets66 00591 319131 737150 537-26 138
    Realized gains/losses10 99321 23429 51955 30817 383
    Shares, participations and primary capital certificates10 71621 52631 55360 75814 388
    Bonds and certificates1 1458181 8573 900-180
    Financial derivatives-1 156-1 485-4 775-10 9043 434
    Land and buildings..0-1-1..
    Other realized gains/losses2883778851 554-259
    Net change in value55 01270 084102 21895 229-43 520
    Shares, participations and primary capital certificates65 24773 146101 297106 751-56 473
    Bonds and certificates3 8163 5528 5145 610-2 073
    Financial derivatives-16 803-7 996-8 472-17 91317 690
    Land and buildings..........
    Other net change in value2 7521 381878782-2 664
    Profit/loss on ordinary activities3 4686 51010 09512 7183 462
    Other result components161259171328-6
    Tax6141 3222 0212 498499
    Total profit/loss year to date3 0155 4478 24410 5482 956
    Specifications
    Value-adjusted profit/loss..........
    Explanation of symbols
  • Life insurance companies. Balance sheet by financial instrument. NOK Million
    Life insurance companies. Balance sheet by financial instrument. NOK Million
    1st quarter 20242nd quarter 20243rd quarter 20244th quarter 20241st quarter 2025
    Assets
    Intangible assets4 1014 1784 1944 1454 186
    Tangible fixed assets2 1732 1722 1492 2222 191
    Land and buildings1 3181 3391 3391 3391 339
    Machinery, equipment and vehicles7471747067
    Capital investments2 094 2072 133 1602 210 3472 252 2802 239 197
    Shares, participation and primary capital certificate373 663375 667394 783415 324399 927
    Shares in securities' fund976 7071 001 9841 050 6441 083 0011 063 332
    Bonds and certificates742 721749 304759 637751 880756 067
    Financial derivatives1 1176 2065 2832 07519 871
    Loans138 707140 093142 046146 622139 688
    Remaining claims52 17770 47154 90556 02642 764
    Reinsurance share of technical provisions2 2582 2672 2782 2942 341
    Other claims49 91868 20452 62653 73140 423
    Cash and bank deposits33 43033 37933 91732 72349 841
    Total assets2 324 7952 383 4532 447 5572 494 0172 477 867
    Liabilities and equity capital
    Equity127 913130 343134 261128 974129 157
    Deposit capital57 02557 00358 40759 87459 873
    Company capital7 0897 0897 0897 0897 089
    Share premium account19 54419 54419 54419 54419 544
    Other deposit capital30 39230 36931 77433 24033 240
    Retained earnings70 88873 34075 85469 10069 284
    Other equity61 73262 44463 10969 08161 035
    Not allocated profit9 15610 89612 745198 249
    Subordinated loan capital and other loans26 34827 04226 86626 12632 080
    Bonds15 30214 87715 33815 23415 202
    Other subordinated loans11 04712 16411 52810 89216 878
    Technical provisions in life insurance2 101 2612 167 6532 222 0032 264 7502 257 686
    Premium reserve1 851 5591 908 3681 961 3911 993 9611 990 199
    Additional provisions..........
    Revaluation reserve..........
    Net reserves against outstanding claims..........
    Buffer funds168 448168 121169 525187 489183 537
    Premium and deposit fund53 57753 49936 12276 87176 360
    Pensions' share premium fund2626185780
    Net other technical provisions6 0886 4056 3786 3727 028
    Unallocated surplus funds to insurance contracts21 56431 23448 568..482
    Reserves against other liabilities4 7453 6683 6854 5054 429
    Provisions for pension775711778678701
    Deffered tax liabilities1 6071 6131 6491 4971 442
    Other provisions for charges2 3631 3441 2582 3302 287
    Remaining liabilites64 52754 74760 74369 66254 516
    Current tax liabilities1 7502 2202 8223 1072 917
    Other liabilities51 12148 19953 96351 85146 688
    Financial derivatives11 6564 3273 95714 7044 911
    Total liabilities2 324 7952 383 4532 447 5572 494 0172 477 867
    Specifications
    Number of companies1515151515
    Loan with morgage on dwelling25 46525 67926 28728 03028 014
    Net tehcnical provisions where the risk is borne by the policyholder735 355766 499805 192833 600824 853
    Explanation of symbols
  • Non-life insurance company. Profitt and loss account. NOK Million
    Non-life insurance company. Profitt and loss account. NOK Million
    1st quarter 20242nd quarter 20243rd quarter 20244th quarter 20241st quarter 2025
    Premiums earned26 90855 06685 169116 50830 260
    Gross premium earned31 04264 03499 421135 88234 481
    Reinsurance share of gross premium earned-4 135-8 968-14 252-19 374-4 221
    Claims incurred and net change in technical provisions22 73243 40765 82089 59323 079
    Gross claims cost25 65547 93474 257101 22424 739
    Reinsurance share of gross claims cost-2 966-4 151-8 064-11 019-1 698
    Net change in technical provision43-376-373-61237
    Other operating income/ costs-3 992-8 053-12 248-16 372-3 745
    Commision received136182230405143
    Operating income, real property3710153
    Other operating income3050666452
    Personell costs2 6205 1768 01711 2702 873
    Commision submitted1 4973 0704 6316 6191 480
    Operating costs, real property8517527939680
    Depreciations of non-financial assets145297459595143
    Other operating costs-186-426-832-2 024-633
    Investment income /costs2 1212 1793 2626 2851 564
    Interest income1 9251 9883 0244 9791 508
    Share dividend etc.3916598922 264322
    Interest costs194468654959267
    Gains/losses, value (re-)adjustments on financial assets4 1986 1239 07611 802-3 392
    Net realized gains/losses8212 9942 8954 806480
    Net change in value3 3783 1296 1806 996-3 873
    Profit/loss on ordinary activities6 50311 90819 43928 6291 607
    Other result components-6-941-7-42
    Tax1 1342 3294 2366 082551
    Total profit/loss year to date5 3639 57015 24322 5401 014
    Explanation of symbols
  • Non-life insurance companies. Balance sheet by financial instrument. NOK Million
    Non-life insurance companies. Balance sheet by financial instrument. NOK Million
    1st quarter 20242nd quarter 20243rd quarter 20244th quarter 20241st quarter 2025
    Assets
    Intangible assets4 6864 6764 6995 9204 661
    Tangible fixed assets2 8002 7292 8442 8982 951
    Land and buildings512524521805835
    Machinery, equipment and vehicles599587568662748
    Capital investments195 416199 257202 235205 476207 667
    Shares, participation and primary capital certificates33 13233 52633 82529 65030 940
    Shares in securities' fund44 08844 18042 46344 72647 325
    Bonds and certificates117 038120 977125 162129 741128 362
    Financial derivatives1 1585737851 3591 040
    Loans1 9499779642 1402 183
    Reinsurance share32 18030 32830 81730 43633 859
    Claims71 40069 56167 21569 45375 452
    Cash and bank deposits20 24312 47314 98213 87916 500
    Total assets328 675320 001323 756330 204343 273
    Liabilities and equity capital
    Eqiuty109 869113 444117 659121 166118 002
    Deposit capital24 17624 31424 26930 31830 607
    Company capital4 8184 8394 8395 6435 894
    Share premium account9 5529 6649 66411 12711 166
    Other deposit capital9 8059 8119 76713 54813 547
    Retained earnings85 69389 13093 38990 84887 395
    Other equity70 47971 00371 46890 70576 504
    Not allocated profit15 21418 12721 92214310 891
    Subordinated liabilities6 4676 4936 4937 1507 963
    Bonds6 1306 1565 7316 1386 935
    Other subordinated loans3373377621 0121 028
    Technical provisions in non-life insurance164 062161 333159 445153 824171 960
    Gross provision for unearned premium50 32449 18242 47136 86153 859
    Gross Provision for outstanding claims69 68168 32471 00469 85170 734
    Equalization provision44 05743 82845 96947 11247 367
    Reserves against other liabilities8 4548 2678 5357 6857 150
    Provisions for pension1 4671 4661 4741 4741 504
    Deffered tax3 5373 4343 4872 7372 166
    Other provisions for charges3 4493 3673 5743 4743 479
    Remaining liabilites39 82330 46431 62440 37838 198
    Payable tax4 8443 4684 9085 0744 252
    Dividend5 09921217 9872 929
    Other liabilities29 12126 31326 37326 78430 351
    Financial derivatives759663322534667
    Total liabilities328 675320 001323 756330 204343 273
    Specifications
    Number of companies7275757476
    Loan with mortgage on dwelling1 9119118982 0742 136
    Explanation of symbols

About the statistics

The information under «About the statistics» was last updated 16 February 2023.

Balance sheet: The balance sheet shows assets, liabilities and equity at the end of accounting period.

Profitt and loss account: The profit and loss account shows income, costs and expenses over the course of the accounting period.

We have four types of classification: instrument, sector, industry and type.

Financial instruments and physical capital
Liabilities, claims and other assets in the balance sheet of the financial institutions are divides into two main groups with a view to providing major uniform groups such as bank lending, funding and deposits.
Debtor and creditor industry
Borrowers and lenders are classified according to institutional sector classification, based on national accounts rules.
Debtor and creditor industry
Based on the rules in the industry standard, the individual financial instruments are grouped according to the debtor's or creditor's industry affiliation.
Types of income and expenses
Including interest income and expenses, are based on national accounts rules.

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