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Statistics on

Occupational pensions

The statistics show all pension benefits outside the National Insurance Scheme. What is included in the statistics is public service pensions that are defined benefit and private occupational pensions that can be both defined benefit and defined contribution.

Updated: 2 July 2026
Next update: Not yet determined

Selected figures from these statistics

  • Key figures. Occupational pension and individual pension. NOK Million
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    Key figures. Occupational pension and individual pension. NOK Million
    Total
    20242025
    Earned premiums190 899197 311
    Pension payments111 093114 987
    Pension liabilities2 871 4473 113 229
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    Explanation of symbols
    Source
    StatBank source table 09746
  • Occupational pension and individual pension
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    Occupational pension and individual pension1
    20212022202320242025
    Occupational pension
    Earned premiums149 593156 076196 832190 899197 311
    Defined benefit schemes108 764111 776146 777134 146135 973
    Public pension schemes94 38896 841130 017117 458119 342
    Life insurance companies58 49559 78282 75070 99475 433
    Pension funds14 56214 78819 76217 49417 575
    The Norwegian Public Service Pension Fund2 21 33122 27127 50528 97026 334
    Private pension schemes14 37614 93516 76016 68816 631
    Life insurance companies8 8378 4179 8579 86710 371
    Pension funds5 5396 5186 9036 8216 261
    Defined contribution schemes40 82944 30050 05556 75461 338
    Private pension schemes40 82944 30050 05556 75461 338
    Life insurance companies40 82944 30050 05556 75461 338
    Pension payments88 90695 810102 515111 093114 987
    Defined benefit schemes85 76391 35998 528104 457107 280
    Public pension schemes62 94767 55173 37877 42578 934
    Life insurance companies25 76127 98530 68732 74434 091
    Pension funds5 9536 4396 9967 5208 026
    The Norwegian Public Service Pension Fund31 23333 12735 69537 16036 817
    Private pension schemes22 81623 80825 15027 03228 346
    Life insurance companies17 59218 29519 38720 82721 765
    Pension funds5 2245 5135 7646 2056 581
    Defined contribution schemes3 1434 4513 9866 6367 707
    Private pension schemes3 1434 4513 9866 6367 707
    Life insurance companies3 1434 4513 9866 6367 707
    Pension liabilities3 2 292 9682 379 5052 648 5752 871 4473 113 229
    Defined benefit schemes1 861 6911 953 2762 126 2612 230 3632 359 636
    Public pension schemes1 316 3871 404 9861 567 1251 660 2391 778 815
    Life insurance companies567 622610 001675 032726 010780 878
    Pension funds147 865157 686173 893186 729198 809
    The Norwegian Public Service Pension Fund600 900637 300718 200747 500799 128
    Private pension schemes545 304548 290559 136570 124580 821
    Life insurance companies396 264395 239402 490408 165415 435
    Pension funds149 040153 051156 647161 959165 386
    Defined contribution schemes431 277426 229522 314641 085753 593
    Private pension schemes431 277426 229522 314641 085753 593
    Life insurance companies431 277426 229522 314641 085753 593
    Banks4 00000
    Individual pension
    Earned premiums
    All pension providers3 7313 2083 3153 5194 096
    Life insurance companies3 7313 2083 3153 5194 096
    Banks00000
    Pension payments
    All pension providers6 0655 8025 8365 6045 602
    Life insurance companies6 0655 8025 8365 6045 602
    Banks00000
    Pension liabilities
    All pension providers74 32571 09573 75077 13077 048
    Life insurance companies73 89470 68373 36076 77076 695
    Banks431413390360353
    1In life insurance companies, pension funds Norwegian Public Service Pension Fund and banks (only entitlements). Do not include defined contribution schemes in mutual funds management companies.
    2Includes 65 per cent of total earned premiums from the Norwegian Public Service Pension Fund.
    3Includes the life insurance companies obligations related to insurance pensions and the pension funds premium reserves.
    4From 2015 there is no distinguish between individual pensions and defined contribution pensions in employment under pension liabilities of banks.
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    Explanation of symbols
    Source
    StatBank source table 09746
    StatBank source table 08414
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About the statistics

The information under «About the statistics» was last updated 22 March 2021.

Public occupational pensions:

Government occupational pensions provide a so-called gross pension benefit.
This means that the benefits from the pension scheme are coordinated with
the benefits from the National Insurance Scheme that are paid at retirement age.
The total pension payment will be at least 66 per cent of the pension base -
regardless of the level of benefits from the National Insurance Scheme.
The agreement is subject to a collective agreement. Gross pension schemes are always defined benefit.

Private occupational pensions:

The scheme is based on a net pension benefit: This means that the benefits from the private pension scheme provide a supplementary pension to the National Insurance Scheme. There is thus no coordination between Folketrygden's benefits and the occupational pension. The net pension scheme does not ensure total payments in the same way as the gross scheme: If the benefit from Folketrygden decreases, the total pension payments will decrease correspondingly. Net pension schemes can be defined benefit or defined contribution. For defined benefit plans, the pension is normally determined as a given share of final salary, either as a gross level including National Insurance or as a net supplement to the National Insurance Scheme. Defined contribution pension is a pension scheme where the employer pays an annual agreed contribution, normally as a percentage of salary.

Not relevant

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