Statistikk innhold

Statistics on

Banks and mortgage companies

The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.

Updated: 29 September 2025
Next update: 4 November 2025

Selected figures from these statistics

  • Banks and mortgage companies, selected figures. NOK million
    Banks and mortgage companies, selected figures. NOK million
    July 2025August 2025
    Banks
    Loans to households1 674 1111 679 749
    Loans to the manufacturing industry119 495116 524
    Deposits from households1 871 6601 880 331
    Housing savings for young people44 21243 914
    Mortgage companies
    Loans to households2 324 0782 333 114
    Loans to the manufacturing industry2 6312 627
    Explanation of symbols
  • Loans from banks by industry. NOK million
    Loans from banks by industry. NOK million
    May 2025June 2025July 2025August 2025
    All industries1 967 2071 987 8531 994 5721 986 746
    Agriculture72 91273 95674 93775 148
    Forestry4 9104 8274 8684 986
    Fishing and hunting56 48056 38756 88557 276
    Fish farming services69 21271 52873 76073 613
    Mining and quarrying10 0009 6349 9019 885
    Services linked to extraction of crude petroleum and natural gas1 5781 4781 5341 536
    Extraction of crude petroleum and natural gas2 1594 0264 7002 458
    Industry113 332114 370119 495116 524
    Ship and boat building3 8484 7614 7593 509
    Electricity and water supply67 72169 38067 48567 031
    Water supply, drainage and waste disposal13 18013 30813 71413 547
    Real estate development157 401158 872155 634155 848
    Building and construction work beyond real estate development55 42954 59353 13053 510
    Commodity trade etc100 237102 12399 48894 738
    Sea transport abroad and transport via pipelines43 98142 94743 65342 566
    Transportation and storage70 44770 60572 52573 073
    Hotels and restaurants27 64428 07828 62628 686
    Information and communication31 41832 55132 47634 073
    Real estate, renting and business activities858 362862 309863 131863 447
    Professional and financial services114 708118 629119 184120 951
    Businesslike services40 63741 65242 69541 809
    Other service activities51 59951 82951 97952 524
    Explanation of symbols
  • Loans to households by type, from banks and mortgage companies. NOK million
    Loans to households by type, from banks and mortgage companies. NOK million1
    May 2025June 2025July 2025August 2025
    Banks
    Credit lines, secured on dwellings183 771184 419185 060183 910
    Credit lines, secured on commercial property18 22118 48918 98719 003
    Credit lines, secured on other items4 0764 2094 3744 261
    Credit card loans31 35929 37430 89930 462
    Factoring1 0841 0411 0261 071
    Leasing8 1258 2068 3088 399
    Other credit lines, without collateral10 75610 45610 92010 371
    Repayment loans secured on dwellings1 158 6491 163 6951 179 9901 190 693
    Repayment loans, secured on commercial property90 02990 21688 80791 040
    Repayment loans, secured on other items94 66198 38796 99698 619
    Repayment loans, without collateral47 13246 19254 36847 725
    Reverse repurchase agreement2 1622 1712 2132 160
    Mortgage companies
    Credit lines, secured on dwellings471 840474 035472 256475 455
    Credit lines, secured on commercial property694660652682
    Credit lines, secured on other items498509492488
    Credit card loans22212015
    Factoring........
    Leasing2 5682 6022 6012 603
    Other credit lines, without collateral10..203
    Repayment loans secured on dwellings1 829 4351 842 5841 837 2531 842 787
    Repayment loans, secured on commercial property3 9973 7843 7464 042
    Repayment loans, secured on other items7 7697 8267 8897 936
    Repayment loans, without collateral18253742
    Reverse repurchase agreement........
    1Loans in this table are measured in gross value.
    Explanation of symbols
  • Deposits from households by type. NOK million
    Deposits from households by type. NOK million
    May 2025June 2025July 2025August 2025
    Total deposits1 824 5201 881 5641 871 6601 880 331
    Transaction deposits1 500 9061 553 2541 543 0161 549 788
    Deposits with short agreed maturity255 033259 972261 400263 738
    Deposits with long agreed maturity12 86712 88412 79112 655
    Tax deduction accounts425566317428
    Deposits related to pension schemes371370367367
    Housing savings for young people45 29944 73844 21243 914
    Deposits tied to other purposes9 6159 7769 5549 439
    Explanation of symbols
  • Loans from financial corporations by borrower sector. NOK million
    Loans from financial corporations by borrower sector. NOK million
    May 2025June 2025July 2025August 2025
    Banks
    Non-financial corporations1 774 4671 794 1841 798 5381 790 550
    Financial corporations613 970621 121616 684582 481
    General government7 80110 9747 6358 162
    Non-profit institutions serving households15 43115 39215 47415 546
    Households1 641 6341 648 9961 674 1111 679 749
    Rest of the world989 420844 918914 021750 806
    Finance companies1
    Non-financial corporations.82 654..
    Financial corporations.943..
    General government.3 620..
    Non-profit institutions serving households.320..
    Households.79 599..
    Rest of the world.15 050..
    Mortgage companies
    Non-financial corporations53 97454 08754 35954 921
    Financial corporations66 35454 62355 88556 542
    General government381 008381 876382 076382 917
    Non-profit institutions serving households805789796799
    Households2 315 9632 331 1652 324 0782 333 114
    Rest of the world8 7229 3179 2867 459
    State lending institutions
    Non-financial corporations37 18235 01835 00234 926
    Financial corporations19111313
    General government128 965129 586130 012130 368
    Non-profit institutions serving households13 10013 13513 24713 221
    Households322 740322 813317 733323 672
    Rest of the world5 0185 0254 9435 047
    1Quarterly reporting
    Explanation of symbols
  • Main figures from banks' profit and loss accounts. NOK million
    Main figures from banks' profit and loss accounts. NOK million
    2nd quarter 20222nd quarter 20232nd quarter 20242nd quarter 2025
    Total interest income and similar income69 658154 440205 918199 536
    Total interest expenses and similar expenses22 45692 037140 449131 398
    Net interest income47 20262 40365 46968 138
    Total income94 160181 484233 998228 519
    Total cost54 829128 570178 894171 418
    Pre-loss profit39 33152 91455 10357 101
    Total credit loss on loans, guarantees and securities104513 3573 468
    Confirmed credit losses on loans4 6635511 5172 493
    Pre-tax profit39 32052 46351 74653 633
    Taxes on ordinary profit8 08111 14711 96011 125
    Profit and loss before other comprehensive income31 24041 31639 78642 508
    Other comprehensive income before taxes1 631165823-526
    Taxes on other comprehensive income-213-75-298150
    Comprehensive income32 65841 40540 31142 133
    Explanation of symbols
  • Deposits by county. NOK million

  • Loans from banks by county. NOK million

About the statistics

The information under «About the statistics» was last updated 16 October 2024.

Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.

Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.

Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.

Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.

Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).

There are four types of classifications: object/instrument, sector, industry and type.

Finance objects and real objects (instruments)

Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.

Debtor and creditor sector

Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)

Debtor and creditor industry

Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)

Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.

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