Statistikk innhold

Statistics on

Banks and mortgage companies

The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.

Updated: 9 May 2025
Next update: 28 May 2025

Selected figures from the statistics

  • Banks and mortgage companies, selected figures. NOK million
    Banks and mortgage companies, selected figures. NOK million
    February 2025March 2025
    Banks
    Loans to households1 604 9001 615 243
    Loans to the manufacturing industry112 134112 324
    Deposits from households1 768 6921 785 769
    Housing savings for young people46 28446 011
    Mortgage companies
    Loans to households2 300 4352 301 855
    Loans to the manufacturing industry2 3682 436
    Explanation of symbols
  • Loans from banks by industry. NOK million
    Loans from banks by industry. NOK million
    December 2024January 2025February 2025March 2025
    All industries1 951 9361 949 6261 953 4941 958 994
    Agriculture73 18273 40470 38871 666
    Forestry4 5594 5024 6804 738
    Fishing and hunting53 73955 33556 15455 837
    Fish farming services68 96267 96468 59168 244
    Mining and quarrying8 3999 9979 8928 739
    Services linked to extraction of crude petroleum and natural gas2 4022 3761 5561 472
    Extraction of crude petroleum and natural gas4 8915 3304 3883 651
    Industry111 394111 077112 134112 324
    Ship and boat building2 6453 2082 5672 904
    Electricity and water supply62 74066 31165 18065 814
    Water supply, drainage and waste disposal13 14813 67313 39513 477
    Real estate development159 934159 187159 545158 600
    Building and construction work beyond real estate development53 26252 15653 59154 057
    Commodity trade etc100 780101 401104 431101 435
    Sea transport abroad and transport via pipelines47 02147 01647 53945 637
    Transportation and storage66 21666 63770 55072 138
    Hotels and restaurants25 29224 82424 94825 047
    Information and communication29 06531 02931 40731 058
    Real estate, renting and business activities855 808846 089850 471857 809
    Professional and financial services116 358115 804113 105114 519
    Businesslike services40 40441 10938 26038 729
    Other service activities51 73651 19650 72451 097
    Explanation of symbols
  • Loans to households by type, from banks and mortgage companies. NOK million
    Loans to households by type, from banks and mortgage companies. NOK million1
    December 2024January 2025February 2025March 2025
    Banks
    Credit lines, secured on dwellings181 498179 039179 170182 212
    Credit lines, secured on commercial property20 40320 21518 13318 441
    Credit lines, secured on other items5 5965 5914 8644 687
    Credit card loans24 76829 45328 78029 644
    Factoring1 1111 0861 0691 078
    Leasing8 5428 4198 4348 325
    Other credit lines, without collateral11 56911 40910 97111 058
    Repayment loans secured on dwellings1 119 4861 117 6141 132 4791 137 107
    Repayment loans, secured on commercial property89 00589 62389 88390 548
    Repayment loans, secured on other items92 03491 47291 28491 346
    Repayment loans, without collateral41 22245 93345 87046 542
    Reverse repurchase agreement2 5592 4242 2732 370
    Mortgage companies
    Credit lines, secured on dwellings466 138467 204467 213467 069
    Credit lines, secured on commercial property706679684653
    Credit lines, secured on other items467467471489
    Credit card loans24212220
    Factoring........
    Leasing2 5452 5542 5252 547
    Other credit lines, without collateral5879
    Repayment loans secured on dwellings1 808 7361 825 4261 818 7081 820 449
    Repayment loans, secured on commercial property3 7673 9044 0083 812
    Repayment loans, secured on other items7 6837 6797 6387 662
    Repayment loans, without collateral2313913718
    Reverse repurchase agreement........
    1Loans in this table are measured in gross value.
    Explanation of symbols
  • Deposits from households by type. NOK million
    Deposits from households by type. NOK million
    December 2024January 2025February 2025March 2025
    Total deposits1 727 7591 738 8911 768 6921 785 769
    Transaction deposits1 412 7791 418 6991 445 1671 459 200
    Deposits with short agreed maturity246 810249 581251 410255 143
    Deposits with long agreed maturity14 52114 07013 71113 281
    Tax deduction accounts372283396290
    Deposits related to pension schemes353349350368
    Housing savings for young people44 63246 44246 28446 011
    Deposits tied to other purposes8 2929 46811 37311 476
    Explanation of symbols
  • Loans from financial corporations by borrower sector. NOK million
    Loans from financial corporations by borrower sector. NOK million
    December 2024January 2025February 2025March 2025
    Banks
    Non-financial corporations1 755 6701 754 5311 759 5981 764 351
    Financial corporations627 102608 540590 383584 726
    General government9 93111 9849 51452 880
    Non-profit institutions serving households14 69114 79914 91715 038
    Households1 589 8071 593 7641 604 9001 615 243
    Rest of the world906 898981 1731 007 639952 092
    Finance companies1
    Non-financial corporations81 026....82 219
    Financial corporations718....959
    General government3 723....3 747
    Non-profit institutions serving households338....335
    Households91 305....79 343
    Rest of the world18 247....17 497
    Mortgage companies
    Non-financial corporations53 12753 13453 23953 193
    Financial corporations39 19235 57832 61628 982
    General government372 755373 522378 080377 925
    Non-profit institutions serving households817819812813
    Households2 289 1512 307 1242 300 4352 301 855
    Rest of the world5 1655 7295 2197 699
    State lending institutions
    Non-financial corporations37 12237 16837 03836 823
    Financial corporations25161619
    General government116 161116 015119 331126 419
    Non-profit institutions serving households12 98112 94412 90612 869
    Households313 102318 102319 279320 298
    Rest of the world3 6944 9174 9414 969
    1Quarterly reporting
    Explanation of symbols
  • Main figures from banks' profit and loss accounts. NOK million
    Main figures from banks' profit and loss accounts. NOK million
    1st quarter 20221st quarter 20231st quarter 20241st quarter 2025
    Total interest income and similar income32 27973 535104 24699 899
    Total interest expenses and similar expenses9 61942 63270 54765 573
    Net interest income22 65930 90333 69934 326
    Total income43 25385 553116 763113 550
    Total cost25 77160 66889 70585 624
    Pre-loss profit17 48224 88527 05927 926
    Total credit loss on loans, guarantees and securities1501642 0491 719
    Confirmed credit losses on loans2 8811 0967371 289
    Pre-tax profit17 33224 72125 01026 207
    Taxes on ordinary profit3 4725 5605 6215 395
    Profit and loss before other comprehensive income13 86019 16119 38920 812
    Other comprehensive income before taxes1 963291 032-302
    Taxes on other comprehensive income-209-21-26697
    Comprehensive income15 61419 16920 15520 606
    Explanation of symbols
  • Deposits by county. NOK million

  • Loans from banks by county. NOK million

About the statistics

The information under «About the statistics» was last updated 16 October 2024.

Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.

Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.

Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.

Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.

Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).

There are four types of classifications: object/instrument, sector, industry and type.

Finance objects and real objects (instruments)

Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.

Debtor and creditor sector

Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)

Debtor and creditor industry

Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)

Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.

Relatert innhold