Statistikk innhold

Statistics on

Banks and mortgage companies

The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.

Updated: 6 June 2025
Next update: 27 June 2025

Selected figures from these statistics

  • Banks and mortgage companies, selected figures. NOK million
    Banks and mortgage companies, selected figures. NOK million
    March 2025April 2025
    Banks
    Loans to households1 615 2251 621 941
    Loans to the manufacturing industry112 323112 160
    Deposits from households1 785 7691 811 128
    Housing savings for young people46 01045 728
    Mortgage companies
    Loans to households2 301 8542 312 401
    Loans to the manufacturing industry2 4362 502
    Explanation of symbols
  • Loans from banks by industry. NOK million
    Loans from banks by industry. NOK million
    January 2025February 2025March 2025April 2025
    All industries1 949 6251 953 4941 958 9801 970 644
    Agriculture73 40470 38771 66672 510
    Forestry4 5024 6794 7384 830
    Fishing and hunting55 33556 15355 83655 797
    Fish farming services67 96468 59068 24369 800
    Mining and quarrying9 9979 8918 7399 471
    Services linked to extraction of crude petroleum and natural gas2 3761 5551 4721 463
    Extraction of crude petroleum and natural gas5 3304 3883 6503 751
    Industry111 076112 134112 323112 160
    Ship and boat building3 2082 5672 9043 791
    Electricity and water supply66 31165 18065 81466 740
    Water supply, drainage and waste disposal13 67213 39413 47713 380
    Real estate development159 186159 545158 600157 203
    Building and construction work beyond real estate development52 15653 59154 05654 893
    Commodity trade etc101 401104 430101 435103 517
    Sea transport abroad and transport via pipelines47 01547 53845 63746 236
    Transportation and storage66 63670 55072 13772 527
    Hotels and restaurants24 82424 94825 04725 376
    Information and communication31 02831 40631 05731 514
    Real estate, renting and business activities846 088850 470857 795858 122
    Professional and financial services115 804113 104114 518116 402
    Businesslike services41 10838 26038 72939 822
    Other service activities51 19550 72351 09751 328
    Explanation of symbols
  • Loans to households by type, from banks and mortgage companies. NOK million
    Loans to households by type, from banks and mortgage companies. NOK million1
    January 2025February 2025March 2025April 2025
    Banks
    Credit lines, secured on dwellings179 038179 169182 211180 106
    Credit lines, secured on commercial property20 21518 13218 44118 374
    Credit lines, secured on other items5 5904 8644 6863 593
    Credit card loans29 45328 77929 64430 157
    Factoring1 0861 0681 0771 061
    Leasing8 4198 4338 3258 178
    Other credit lines, without collateral11 34610 90911 05710 885
    Repayment loans secured on dwellings1 117 5841 132 4581 137 0841 146 337
    Repayment loans, secured on commercial property89 62389 88290 54791 014
    Repayment loans, secured on other items91 47191 28391 34691 548
    Repayment loans, without collateral46 02645 95346 56346 909
    Reverse repurchase agreement2 4232 2722 3692 014
    Mortgage companies
    Credit lines, secured on dwellings467 203467 212467 068470 739
    Credit lines, secured on commercial property679684652678
    Credit lines, secured on other items467470488503
    Credit card loans21212022
    Factoring........
    Leasing2 5532 5252 5462 556
    Other credit lines, without collateral8680
    Repayment loans secured on dwellings1 825 4261 818 7071 820 4491 827 141
    Repayment loans, secured on commercial property3 9044 0073 8123 878
    Repayment loans, secured on other items7 6797 6377 6617 723
    Repayment loans, without collateral1381371723
    Reverse repurchase agreement........
    1Loans in this table are measured in gross value.
    Explanation of symbols
  • Deposits from households by type. NOK million
    Deposits from households by type. NOK million
    January 2025February 2025March 2025April 2025
    Total deposits1 738 8901 768 6911 785 7691 811 128
    Transaction deposits1 418 6981 445 1671 459 1991 485 093
    Deposits with short agreed maturity249 581251 410255 142255 496
    Deposits with long agreed maturity14 06913 71113 28112 935
    Tax deduction accounts283396290479
    Deposits related to pension schemes348349368371
    Housing savings for young people46 44146 28346 01045 728
    Deposits tied to other purposes9 46811 37311 47511 022
    Explanation of symbols
  • Loans from financial corporations by borrower sector. NOK million
    Loans from financial corporations by borrower sector. NOK million
    January 2025February 2025March 2025April 2025
    Banks
    Non-financial corporations1 754 5301 759 5981 764 3361 777 905
    Financial corporations608 539590 383584 576620 649
    General government11 9839 51452 88013 975
    Non-profit institutions serving households14 79914 91715 03815 284
    Households1 593 7651 604 9011 615 2251 621 941
    Rest of the world981 1721 007 639952 092988 979
    Finance companies1
    Non-financial corporations..82 218.
    Financial corporations..959.
    General government..3 747.
    Non-profit institutions serving households..334.
    Households..79 342.
    Rest of the world..17 496.
    Mortgage companies
    Non-financial corporations53 13453 23953 19353 474
    Financial corporations35 57732 61628 98136 397
    General government373 521378 080377 925380 929
    Non-profit institutions serving households819812812808
    Households2 307 1232 300 4342 301 8542 312 401
    Rest of the world5 7285 2197 6995 647
    State lending institutions
    Non-financial corporations37 16737 03836 82236 524
    Financial corporations16161919
    General government116 014119 330126 419127 286
    Non-profit institutions serving households12 94312 90612 86912 824
    Households318 102319 279320 297321 487
    Rest of the world4 9164 9404 9684 991
    1Quarterly reporting
    Explanation of symbols
  • Main figures from banks' profit and loss accounts. NOK million
    Main figures from banks' profit and loss accounts. NOK million
    1st quarter 20221st quarter 20231st quarter 20241st quarter 2025
    Total interest income and similar income32 27973 535104 24699 899
    Total interest expenses and similar expenses9 61942 63270 54765 573
    Net interest income22 65930 90333 69934 326
    Total income43 25385 553116 763113 550
    Total cost25 77160 66889 70585 624
    Pre-loss profit17 48224 88527 05927 926
    Total credit loss on loans, guarantees and securities1501642 0491 719
    Confirmed credit losses on loans2 8811 0967371 289
    Pre-tax profit17 33224 72125 01026 207
    Taxes on ordinary profit3 4725 5605 6215 395
    Profit and loss before other comprehensive income13 86019 16119 38920 812
    Other comprehensive income before taxes1 963291 032-302
    Taxes on other comprehensive income-209-21-26697
    Comprehensive income15 61419 16920 15520 606
    Explanation of symbols
  • Deposits by county. NOK million

  • Loans from banks by county. NOK million

About the statistics

The information under «About the statistics» was last updated 16 October 2024.

Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.

Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.

Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.

Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.

Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).

There are four types of classifications: object/instrument, sector, industry and type.

Finance objects and real objects (instruments)

Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.

Debtor and creditor sector

Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)

Debtor and creditor industry

Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)

Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.

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