Statistikk innhold

Statistics on

Banks and mortgage companies

The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.

Updated: 27 June 2025
Next update: 8 August 2025

Selected figures from these statistics

  • Banks and mortgage companies, selected figures. NOK million
    Banks and mortgage companies, selected figures. NOK million
    April 2025May 2025
    Banks
    Loans to households1 621 9411 641 634
    Loans to the manufacturing industry112 160113 332
    Deposits from households1 811 1281 824 520
    Housing savings for young people45 72845 299
    Mortgage companies
    Loans to households2 312 4012 315 963
    Loans to the manufacturing industry2 5022 556
    Explanation of symbols
  • Loans from banks by industry. NOK million
    Loans from banks by industry. NOK million
    February 2025March 2025April 2025May 2025
    All industries1 953 4941 958 9801 970 6441 967 207
    Agriculture70 38771 66672 51072 912
    Forestry4 6794 7384 8304 910
    Fishing and hunting56 15355 83655 79756 480
    Fish farming services68 59068 24369 80069 212
    Mining and quarrying9 8918 7399 47110 000
    Services linked to extraction of crude petroleum and natural gas1 5551 4721 4631 578
    Extraction of crude petroleum and natural gas4 3883 6503 7512 159
    Industry112 134112 323112 160113 332
    Ship and boat building2 5672 9043 7913 848
    Electricity and water supply65 18065 81466 74067 721
    Water supply, drainage and waste disposal13 39413 47713 38013 180
    Real estate development159 545158 600157 203157 401
    Building and construction work beyond real estate development53 59154 05654 89355 429
    Commodity trade etc104 430101 435103 517100 237
    Sea transport abroad and transport via pipelines47 53845 63746 23643 981
    Transportation and storage70 55072 13772 52770 447
    Hotels and restaurants24 94825 04725 37627 644
    Information and communication31 40631 05731 51431 418
    Real estate, renting and business activities850 470857 795858 122858 362
    Professional and financial services113 104114 518116 402114 708
    Businesslike services38 26038 72939 82240 637
    Other service activities50 72351 09751 32851 599
    Explanation of symbols
  • Loans to households by type, from banks and mortgage companies. NOK million
    Loans to households by type, from banks and mortgage companies. NOK million1
    February 2025March 2025April 2025May 2025
    Banks
    Credit lines, secured on dwellings179 169182 211180 106183 771
    Credit lines, secured on commercial property18 13218 44118 37418 221
    Credit lines, secured on other items4 8644 6863 5934 076
    Credit card loans28 77929 64430 15731 359
    Factoring1 0681 0771 0611 084
    Leasing8 4338 3258 1788 125
    Other credit lines, without collateral10 90911 05710 88510 756
    Repayment loans secured on dwellings1 132 4581 137 0841 146 3371 158 649
    Repayment loans, secured on commercial property89 88290 54791 01490 029
    Repayment loans, secured on other items91 28391 34691 54894 661
    Repayment loans, without collateral45 95346 56346 90947 132
    Reverse repurchase agreement2 2722 3692 0142 162
    Mortgage companies
    Credit lines, secured on dwellings467 212467 068470 739471 840
    Credit lines, secured on commercial property684652678694
    Credit lines, secured on other items470488503498
    Credit card loans21202222
    Factoring........
    Leasing2 5252 5462 5562 568
    Other credit lines, without collateral68010
    Repayment loans secured on dwellings1 818 7071 820 4491 827 1411 829 435
    Repayment loans, secured on commercial property4 0073 8123 8783 997
    Repayment loans, secured on other items7 6377 6617 7237 769
    Repayment loans, without collateral137172318
    Reverse repurchase agreement........
    1Loans in this table are measured in gross value.
    Explanation of symbols
  • Deposits from households by type. NOK million
    Deposits from households by type. NOK million
    February 2025March 2025April 2025May 2025
    Total deposits1 768 6911 785 7691 811 1281 824 520
    Transaction deposits1 445 1671 459 1991 485 0931 500 906
    Deposits with short agreed maturity251 410255 142255 496255 033
    Deposits with long agreed maturity13 71113 28112 93512 867
    Tax deduction accounts396290479425
    Deposits related to pension schemes349368371371
    Housing savings for young people46 28346 01045 72845 299
    Deposits tied to other purposes11 37311 47511 0229 615
    Explanation of symbols
  • Loans from financial corporations by borrower sector. NOK million
    Loans from financial corporations by borrower sector. NOK million
    February 2025March 2025April 2025May 2025
    Banks
    Non-financial corporations1 759 5981 764 3361 777 9051 774 467
    Financial corporations593 092627 449626 675613 970
    General government6 8059 8637 9497 801
    Non-profit institutions serving households14 91715 03815 28415 431
    Households1 604 9011 615 2251 621 9411 641 634
    Rest of the world1 007 639952 092988 979989 420
    Finance companies1
    Non-financial corporations.82 218..
    Financial corporations.959..
    General government.3 747..
    Non-profit institutions serving households.334..
    Households.79 342..
    Rest of the world.17 496..
    Mortgage companies
    Non-financial corporations53 23953 19353 47453 974
    Financial corporations32 61628 98136 39766 354
    General government378 080377 925380 929381 008
    Non-profit institutions serving households812812808805
    Households2 300 4342 301 8542 312 4012 315 963
    Rest of the world5 2197 6995 6478 722
    State lending institutions
    Non-financial corporations37 03836 82236 52437 182
    Financial corporations16191919
    General government119 330126 419127 286128 965
    Non-profit institutions serving households12 90612 86912 82413 100
    Households319 279320 297321 487322 740
    Rest of the world4 9404 9684 9915 018
    1Quarterly reporting
    Explanation of symbols
  • Main figures from banks' profit and loss accounts. NOK million
    Main figures from banks' profit and loss accounts. NOK million
    1st quarter 20221st quarter 20231st quarter 20241st quarter 2025
    Total interest income and similar income32 27973 535104 24699 899
    Total interest expenses and similar expenses9 61942 63270 54765 573
    Net interest income22 65930 90333 69934 326
    Total income43 25385 553116 763113 550
    Total cost25 77160 66889 70585 624
    Pre-loss profit17 48224 88527 05927 926
    Total credit loss on loans, guarantees and securities1501642 0491 719
    Confirmed credit losses on loans2 8811 0967371 289
    Pre-tax profit17 33224 72125 01026 207
    Taxes on ordinary profit3 4725 5605 6215 395
    Profit and loss before other comprehensive income13 86019 16119 38920 812
    Other comprehensive income before taxes1 963291 032-302
    Taxes on other comprehensive income-209-21-26697
    Comprehensive income15 61419 16920 15520 606
    Explanation of symbols
  • Deposits by county. NOK million

  • Loans from banks by county. NOK million

About the statistics

The information under «About the statistics» was last updated 16 October 2024.

Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.

Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.

Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.

Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.

Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).

There are four types of classifications: object/instrument, sector, industry and type.

Finance objects and real objects (instruments)

Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.

Debtor and creditor sector

Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)

Debtor and creditor industry

Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)

Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.

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