Interest rates in banks and mortgage companies, December 2015

Banks and mortgage companies, interest rates to households¹
	December 2015	November 2015	Monthly change
¹Banks and mortgage companies in monthly sample
Interest rates, new loans
Total loans secured on dwellings to households	2.53	2.57	-0.04
Total loans secured on dwellings, floating interest rate	2.54	2.57	-0.03
Total loans secured on dwellings, fixed interest rate	2.51	2.51	0.00

Interest rates, loans outstanding
Total loans secured on dwellings to households	2.71	2.82	-0.11
Total loans secured on dwellings, floating interest rate	2.65	2.77	-0.12
Total loans secured on dwellings, fixed interest rate	3.28	3.29	-0.01

Loan margins
Loan margins, new total loans secured on dwellings to households	1.38	1.37	0.01
Loan margins, total outstanding loans secured on dwellings to households	1.56	1.62	-0.06

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