Interest rates in banks and mortgage companies, December 2015

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	December 2015	November 2015	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	2.53	2.57	-0.04
- NIBOR	1.15	1.20	-0.05
=Loan margins, total new loans secured on dwellings	1.38	1.37	0.01

Interest rate, new repayment loans secured on dwellings	2.54	2.57	-0.03
- NIBOR	1.15	1.20	-0.05
=Loan margins, new repayment loan secured on dwellings	1.39	1.37	0.02

Interest rate, new credit lines secured on dwellings	2.49	2.51	-0.02
- NIBOR	1.15	1.20	-0.05
=Loan margins, new repayment loan secured on dwellings	1.34	1.31	0.03

Interest rate, total outstanding loans secured on dwellings	2.71	2.82	-0.11
- NIBOR	1.15	1.20	-0.05
=Loan margins, total outstanding loans secured on dwellings	1.56	1.62	-0.06

Interest rate, outstanding loans secured on dwellings	2.72	2.83	-0.11
- NIBOR	1.15	1.20	-0.05
=Loan margins, outstanding repayment loans secured on dwellings	1.57	1.63	-0.06

Interest rate, outstanding credit lines secured on dwellings	2.66	2.78	-0.12
- NIBOR	1.15	1.20	-0.05
=Loan margins, outstanding credit lines secured on dwellings	1.51	1.58	-0.07

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