Interest rates in banks and other financial enterprises, Q4 2012

Deposits-, loans- and interest rates margin in banks and mortagage companies. Percentage points
	4th quarter 2012	3rd quarter 2012	2nd quarter 2012	1st quarter 2012	4th quarter 2011
Banks. Loans margin	2.89	2.77	2.44	2.58	2.07
Banks. Deposits margin	-0.44	-0.29	0.04	-0.18	0.39
Banks. Interest rate margin	2.45	2.48	2.48	2.40	2.46
Banks. Loans margin repayment loans with home mortgages	2.36	2.25	1.96	2.14	1.53
Banks. Loans margin on credit loans with home mortgages	1.99	1.86	1.54	1.70	1.07

Banks and mortgage companies. Interest margin	2.40	2.29	1.98	2.15	1.65
Banks and mortgage companies. Loans margin	1.96	2.00	2.02	1.97	2.04
Banks and mortgage companies. Loans margin repayment loans with home mortgages	2.20	2.08	1.76	1.95	1.35
Banks and mortgage companies. Loans margin on credit loans with home mortgages	1.83	1.73	1.45	1.66	1.05

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