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Lower interest rate on outstanding housing loans
statistikk
2015-06-03T10:00:00.000Z
Banking and financial markets
en
renter, Interest rates in banks and mortgage companies, interest rates, interest on loans, deposit rates, interest margins, banks, mortgage companies, state lending institutions, life insurance companies, Norwegian Public Service Pension FundFinancial institutions and other financial corporations, Banking and financial markets
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Interest rates in banks and mortgage companies, April 2015

Delayed publication

Due to a new classification of deposits, the release of interest rate on deposits is postponed. It is not yet decided when interest rates on deposits will be published.

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This is an archived release.

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Lower interest rate on outstanding housing loans

The fixed interest rate on new loans secured on dwellings to households fell by 0.11 percentage points in April. The floating interest rate on loans outstanding secured on dwellings fell by 0.02 percentage points.

Banks and mortgage companies, interest rates to households1Published 3 June 2015
April 2015March 2015Monthly change
1Banks and mortgage companies in monthly sample
Interest rates, new loans
Total loans secured on dwellings to households3.012.990.02
Total loans secured on dwellings, floating interest rate3.093.080.01
Total loans secured on dwellings, fixed interest rate2.552.530.02
 
Interest rates, loans outstanding
Total loans secured on dwellings to households3.263.29-0.03
Total loans secured on dwellings, floating interest rate3.233.25-0.02
Total loans secured on dwellings, fixed interest rate3.543.65-0.11
 
Loan margins
Loan margins, new total loans secured on dwellings to households1.481.49-0.01
Loan margins, total outstanding loans secured on dwellings to households1.731.79-0.06

Source: Statistics Norway

Figure 1. Interest rates on new and outstanding loans secured on dwellings to households. Sample of banks and mortgage companies

The interest rate on new loans secured on dwellings from a sample of banks and mortgage companies to households was 3.01 per cent at end-April; an increase of 0.02 percentage points since the previous month. The fixed interest rate on new loans secured on dwellings to households increased to 2.55 per cent, while the floating interest rate increased by 0.01 percentage point to 3.09 per cent.

The households’ interest rate on outstanding housing loans was 3.26 per cent at end-April; a decline of 0.03 percentage points compared to the month before. The fixed interest rate on the households’ outstanding loans secured on dwellings fell by 0.01 percentage point in April, while the floating interest rate fell by 0.02 percentage points.

Lower interest rates on repayment loans

The interest rate on new other repayment loans to non-financial corporations increased by 0.15 percentage points to 3.37 per cent at end-April. For loans outstanding, the corresponding interest rate was the same as the previous month, at 3.50 per cent at end-April.