Table
| January 2020 | December 2019 | Monthly change | |
|---|---|---|---|
| 1Banks and mortgage companies in monthly sample | |||
| Interest rate | |||
| Outstanding loans secured on dwellings to households | 3.08 | 3.08 | 0.00 |
| Outstanding loans secured on dwellings, floating interest rate | 3.09 | 3.10 | -0.01 |
| Outstanding loans secured on dwellings, fixed interest rate | 2.87 | 2.87 | 0.00 |
| New repayment loans secured on dwellings to households | 3.02 | 3.04 | -0.02 |
| New repayment loans secured on dwellings, floating interest rate | 3.03 | 3.04 | -0.01 |
| New repayment loans secured on dwellings, fixed interest rate | 2.94 | 2.92 | 0.02 |
| Loan margins | |||
| Loan margins, total outstanding loans secured on dwellings to households | 1.31 | 1.20 | 0.11 |
| Loan margins, new loans secured on dwellings to households | 1.25 | 1.16 | 0.09 |
| NIBOR | 1.77 | 1.88 | -0.11 |