
Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 3rd quarter 2016 | 4th quarter 2016 | 1st quarter 2017 | 2nd quarter 2017 | 3rd quarter 2017 |
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| Total interest income and similar income | 7 782 | 10 526 | 2 627 | 5 480 | 8 049 |
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| Interest etc. income on loans and demands on customers and credit institutions | 7 780 | 10 524 | 2 627 | 5 479 | 8 048 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 1 | 0 | 0 | 0 | 0 |
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| Other interest income | 1 | 2 | 0 | 1 | 1 |
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| Total interest expenses and similar expenses | 1 891 | 2 615 | 671 | 1 435 | 2 042 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 736 | 2 404 | 618 | 1 313 | 1 919 |
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| Interest and similar expenses on issued capital | 58 | 78 | 18 | 54 | 54 |
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| Other interest expenses | 97 | 133 | 34 | 68 | 68 |
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| | | | | | |
| Net interest income | 5 891 | 7 911 | 1 956 | 4 045 | 6 007 |
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| Net commission income | 365 | 452 | 66 | 179 | 254 |
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| Commission income | 2 440 | 3 155 | 668 | 1 463 | 2 309 |
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| Commission costs | 2 076 | 2 703 | 602 | 1 284 | 2 055 |
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| | | | | | |
| Total net changes in value and gain/loss on securities and currency | 25 | 60 | 5 | -12 | -31 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 0 | 0 | 0 | 0 | 0 |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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| Net changes in value and gain/loss on currency | 17 | 26 | 2 | -16 | -40 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 8 | 34 | 3 | 5 | 9 |
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| | | | | | |
| Total other operating income | 354 | 530 | 125 | 243 | 362 |
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| Income from shares and other securities with variable return | 1 | 1 | .. | .. | .. |
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| Income fromownership interest in associated companies and group companies | 1 | 1 | 0 | 0 | .. |
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| Other operating income (incl. gain on sale on real property) | 352 | 528 | 125 | 243 | 362 |
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| | | | | | |
| Total administration expenses | 1 771 | 2 457 | 643 | 1 214 | 1 792 |
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| Wages and other personnel expenses | 1 107 | 1 487 | 422 | 767 | 1 156 |
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| Other administration costs | 664 | 970 | 221 | 448 | 636 |
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| | | | | | |
| Total other operating costs | 902 | 1 268 | 328 | 651 | 925 |
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| Depreciation and write-down | 142 | 201 | 49 | 101 | 152 |
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| Other operating costs (incl. losses on sale on real property) | 760 | 1 066 | 280 | 550 | 773 |
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| Pre-loss profit | 3 963 | 5 228 | 1 181 | 2 590 | 3 876 |
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| | | | | | |
| Losses on loans and guarantees etc. | 741 | 825 | 265 | 536 | 808 |
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| Loss on loans | 838 | 964 | 266 | 534 | 820 |
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| Loss on guarantees (incl. credit losses on securities) | -97 | -139 | -2 | 2 | -11 |
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| Pre-tax profit | 3 221 | 4 403 | 916 | 2 054 | 3 068 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 830 | 1 333 | 223 | 490 | 726 |
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| | | | | | |
| Profit and loss at end of period | 2 391 | 3 070 | 693 | 1 564 | 2 342 |
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