Table

Banks and mortgage companies, margins on loans secured on dwellings to households¹
	January 2017	December 2016	Monthly change
¹Banks and mortgage companies in monthly sample.
Interest rate, total new loans secured on dwellings	2.49	2.46	0.03
- NIBOR	1.04	1.19	-0.15
=Loan margins, total new loans secured on dwellings	1.45	1.27	0.18

Interest rate, new repayment loans secured on dwellings	2.50	2.47	0.03
- NIBOR	1.04	1.19	-0.15
=Loan margins, new repayment loan secured on dwellings	1.46	1.28	0.18

Interest rate, new credit lines secured on dwellings	2.39	2.37	0.02
- NIBOR	1.04	1.19	-0.15
=Loan margins, new repayment loan secured on dwellings	1.35	1.18	0.17

Interest rate, total outstanding loans secured on dwellings	2.56	2.49	0.07
- NIBOR	1.04	1.19	-0.15
=Loan margins, total outstanding loans secured on dwellings	1.52	1.30	0.22

Interest rate, outstanding loans secured on dwellings	2.56	2.50	0.07
- NIBOR	1.04	1.19	-0.15
=Loan margins, outstanding repayment loans secured on dwellings	1.52	1.31	0.21

Interest rate, outstanding credit lines secured on dwellings	2.56	2.47	0.09
- NIBOR	1.04	1.19	-0.15
=Loan margins, outstanding credit lines secured on dwellings	1.52	1.28	0.24