Table
Finance companies, quarterly profit and loss accounts. NOK million (cumulative) | 2nd quarter 2015 | 3rd quarter 2015 | 4th quarter 2015 | 1st quarter 2016 | 2nd quarter 2016 |
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| Total interest income and similar income | 4 669 | 7 066 | 9 606 | 2 528 | 5 146 |
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| Interest etc. income on loans and demands on customers and credit institutions | 4 668 | 7 064 | 9 603 | 2 527 | 5 145 |
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| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | .. | .. | 0 | 0 | 0 |
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| Other interest income | 1 | 2 | 2 | 0 | 1 |
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| Total interest expenses and similar expenses | 1 200 | 1 799 | 2 400 | 624 | 1 234 |
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| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 056 | 1 581 | 2 112 | 575 | 1 132 |
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| Interest and similar expenses on issued capital | 42 | 62 | 80 | 19 | 36 |
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| Other interest expenses | 103 | 156 | 208 | 30 | 66 |
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| | | | | | |
| Net interest income | 3 469 | 5 267 | 7 206 | 1 904 | 3 912 |
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| Net commission income | 281 | 403 | 513 | 101 | 243 |
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| Commission income | 1 407 | 2 253 | 2 977 | 705 | 1 552 |
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| Commission costs | 1 126 | 1 850 | 2 465 | 605 | 1 310 |
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| | | | | | |
| Total net changes in value and gain/loss on securities and currency | 7 | 12 | 47 | 4 | 20 |
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| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | .. | .. | .. | .. | 0 |
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| Net changes in value and gain/loss on shares and other securities with variable return | .. | .. | .. | .. | .. |
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| Net changes in value and gain/loss on currency | -2 | 4 | 7 | 14 | 16 |
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| Net changes in value and gain/loss on other financial assets and liabilities | 9 | 8 | 40 | -9 | 3 |
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| | | | | | |
| Total other operating income | 266 | 357 | 480 | 114 | 235 |
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| Income from shares and other securities with variable return | 2 | 2 | 2 | .. | 1 |
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| Income fromownership interest in associated companies and group companies | 0 | 1 | 1 | 0 | 1 |
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| Other operating income (incl. gain on sale on real property) | 264 | 354 | 477 | 114 | 234 |
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| | | | | | |
| Total administration expenses | 1 115 | 1 671 | 2 303 | 615 | 1 175 |
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| Wages and other personnel expenses | 667 | 1 025 | 1 413 | 392 | 722 |
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| Other administration costs | 448 | 646 | 890 | 222 | 454 |
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| Total other operating costs | 563 | 850 | 1 186 | 295 | 595 |
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| Depreciation and write-down | 94 | 138 | 182 | 42 | 95 |
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| Other operating costs (incl. losses on sale on real property) | 469 | 712 | 1 004 | 253 | 500 |
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| Pre-loss profit | 2 345 | 3 518 | 4 757 | 1 213 | 2 640 |
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| | | | | | |
| Losses on loans and guarantees etc. | 246 | 414 | 641 | 159 | 462 |
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| Loss on loans | 266 | 440 | 726 | 161 | 552 |
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| Loss on guarantees (incl. credit losses on securities) | -19 | -26 | -85 | -2 | -89 |
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| Pre-tax profit | 2 099 | 3 104 | 4 116 | 1 053 | 2 177 |
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| Other profit components | .. | .. | .. | .. | .. |
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| Taxes on ordinary profit | 544 | 856 | 930 | 265 | 530 |
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| | | | | | |
| Profit and loss at end of period | 1 555 | 2 248 | 3 186 | 789 | 1 647 |
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