Table
Non-life insurance companies. Profitt and loss account. NOK Million | 2011 | 2012 | 2013 | 2014 | 2015 |
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| Earned premiums, net of reinsurance | 54 580 | 57 514 | 60 142 | 63 465 | 65 702 |
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| Gross premiums written | 62 452 | 68 023 | 72 251 | 74 955 | 78 172 |
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| Reinsurers share of gross premiums written | -6 820 | -9 415 | -10 644 | -10 811 | -12 392 |
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| Gross change in the provisions for unearned premiums | -1 206 | -1 445 | -1 867 | -849 | -329 |
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| Reinsurers share, gross change in the provision for outstanding claims | 153 | 350 | 401 | 170 | 251 |
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| | | | | | |
| Claims incurred and net change in technical provisions | 41 073 | 40 739 | 44 300 | 45 694 | 47 365 |
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| Gross claim payment | 41 553 | 46 318 | 43 902 | 47 449 | 52 224 |
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| Reinsurers share of gross claim payments | -4 684 | -6 506 | -5 384 | -6 573 | -6 814 |
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| Gross change in the provision for outstanding claims | 1 898 | -851 | 4 120 | 669 | 2 859 |
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| Reinsurers share, gross change in the provision for outstanding claims | 755 | 945 | -1 070 | 1 092 | -2 213 |
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| Bonuses and rebates | 200 | 228 | 232 | 84 | 83 |
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| Net change in technical provisions | 1 351 | 605 | 2 499 | 2 973 | 1 224 |
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| | | | | | |
| Other operating income/ costs | -10 520 | -10 191 | -10 164 | -10 943 | -10 108 |
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| Commisions received | 107 | 147 | 220 | 386 | 366 |
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| Operating income from real property | 166 | 96 | 109 | 62 | 56 |
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| Other operating income | 2 780 | 1 943 | 2 394 | 2 370 | 1 524 |
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| Personnel costs | 5 676 | 5 346 | 5 400 | 5 828 | 4 472 |
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| Commisions submitted | 2 257 | 2 569 | 2 620 | 2 419 | 3 219 |
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| Operating costs real property | 32 | 17 | 18 | 21 | 16 |
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| Depreciations of non-financial assets | 254 | 229 | 292 | 306 | 386 |
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| Other operating costs | 5 354 | 4 216 | 4 557 | 5 187 | 3 961 |
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| | | | | | |
| Investment income /costs | 4 823 | 4 971 | 4 921 | 6 017 | 4 842 |
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| Interest income | 4 149 | 4 203 | 4 115 | 4 195 | 3 596 |
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| Share dividend etc. | 804 | 870 | 895 | 1 913 | 1 371 |
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| Interst charges | 131 | 102 | 90 | 91 | 125 |
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| | | | | | |
| Gains/losses, value (re-)adjustments on financial assets | -1 102 | 3 466 | 3 818 | 3 995 | 1 998 |
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| Net realized gains/ losses | 817 | 1 693 | 259 | 1 908 | 2 334 |
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| Net change in value | -1 919 | 1 772 | 3 558 | 2 088 | -336 |
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| | | | | | |
| Profitt/loss on ordinary activities | 6 707 | 15 021 | 14 417 | 16 841 | 15 071 |
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| | | | | | |
| Other result components | -1 135 | 701 | 354 | -626 | -330 |
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| Tax | 2 243 | 3 725 | 2 798 | 2 882 | 3 843 |
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| | | | | | |
| Total Profitt/loss | 3 330 | 11 997 | 11 973 | 13 333 | 10 898 |
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| Specifications | | | | | |
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| Balance on the technical account for non-life insurance | 5 817 | 8 529 | 7 180 | 8 616 | 7 311 |
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