Table
| January 2016 | December 2015 | Monthly change | |
|---|---|---|---|
| 1Banks and mortgage companies in monthly sample | |||
| Interest rates, new loans | |||
| Total loans secured on dwellings to households | 2.55 | 2.53 | 0.02 |
| Total loans secured on dwellings, floating interest rate | 2.55 | 2.54 | 0.01 |
| Total loans secured on dwellings, fixed interest rate | 2.52 | 2.51 | 0.01 |
| Interest rates, loans outstanding | |||
| Total loans secured on dwellings to households | 2.70 | 2.71 | -0.01 |
| Total loans secured on dwellings, floating interest rate | 2.64 | 2.65 | -0.01 |
| Total loans secured on dwellings, fixed interest rate | 3.26 | 3.28 | -0.02 |
| Loan margins | |||
| Loan margins, new total loans secured on dwellings to households | 1.36 | 1.38 | -0.02 |
| Loan margins, total outstanding loans secured on dwellings to households | 1.51 | 1.56 | -0.05 |