Table

Banks and mortgage companies, interest rates to households¹
	November 2015	October 2015	Monthly change
¹Banks and mortgage companies in monthly sample
Interest rates, new loans
Total loans secured on dwellings to households	2.57	2.60	-0.03
Total loans secured on dwellings, floating interest rate	2.57	2.60	-0.03
Total loans secured on dwellings, fixed interest rate	2.51	2.61	-0.10

Interest rates, loans outstanding
Total loans secured on dwellings to households	2.82	2.92	-0.10
Total loans secured on dwellings, floating interest rate	2.77	2.88	-0.11
Total loans secured on dwellings, fixed interest rate	3.29	3.33	-0.04

Loan margins
Loan margins, new total loans secured on dwellings to households	1.37	1.49	-0.12
Loan margins, total outstanding loans secured on dwellings to households	1.62	1.81	-0.19