Table
Non-life insurance companies. Profitt and loss account. NOK Million | 2008 | 2009 | 2010 | 2011 | 2012 |
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| Earned premiums, net of reinsurance | 49 348 | 50 500 | 52 321 | 54 580 | 57 514 |
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| Gross premiums written | 57 589 | 58 852 | 59 407 | 62 452 | 68 023 |
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| Reinsurers share of gross premiums written | -7 440 | -7 315 | -6 365 | -6 820 | -9 415 |
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| Gross change in the provisions for unearned premiums | -737 | -958 | -1 192 | -1 206 | -1 445 |
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| Reinsurers share, gross change in the provision for outstanding claims | -64 | -79 | 470 | 153 | 350 |
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| | | | | | |
| Claims incurred and net change in technical provisions | 35 662 | 38 600 | 38 595 | 41 073 | 40 739 |
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| Gross claim payment | 36 438 | 39 200 | 39 802 | 41 553 | 46 318 |
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| Reinsurers share of gross claim payments | -4 984 | -4 883 | -5 627 | -4 684 | -6 506 |
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| Gross change in the provision for outstanding claims | 3 550 | 2 285 | 1 373 | 1 898 | -851 |
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| Reinsurers share, gross change in the provision for outstanding claims | 117 | 215 | 1 803 | 755 | 945 |
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| Bonuses and rebates | 31 | 44 | 189 | 200 | 228 |
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| Net change in technical provisions | 510 | 1 740 | 1 055 | 1 351 | 605 |
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| | | | | | |
| Other operating income/ costs | -11 145 | -11 529 | -10 868 | -10 520 | -10 191 |
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| Commisions received | -49 | 10 | 22 | 107 | 147 |
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| Operating income from real property | 263 | 206 | 197 | 166 | 96 |
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| Other operating income | 4 827 | 2 776 | 2 842 | 2 780 | 1 943 |
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| Personnel costs | 5 058 | 5 540 | 5 205 | 5 676 | 5 346 |
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| Commisions submitted | 1 888 | 2 127 | 2 105 | 2 257 | 2 569 |
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| Operating costs real property | 66 | 48 | 35 | 32 | 17 |
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| Depreciations of non-financial assets | 571 | 218 | 266 | 254 | 229 |
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| Other operating costs | 8 604 | 6 589 | 6 317 | 5 354 | 4 216 |
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| | | | | | |
| Investment income /costs | 6 354 | 4 729 | 4 520 | 4 823 | 4 971 |
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| Interest income | 5 349 | 4 329 | 4 143 | 4 149 | 4 203 |
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| Share dividend etc. | 1 411 | 565 | 528 | 804 | 870 |
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| Interst charges | 406 | 165 | 151 | 131 | 102 |
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| | | | | | |
| Gains/losses, value (re-)adjustments on financial assets | -6 640 | 4 220 | 3 201 | -1 102 | 3 466 |
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| Net realized gains/ losses | -480 | 355 | 1 479 | 817 | 1 693 |
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| Net change in value | -6 161 | 3 865 | 1 722 | -1 919 | 1 772 |
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| | | | | | |
| Profitt/loss on ordinary activities | 2 255 | 9 319 | 10 579 | 6 707 | 15 021 |
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| | | | | | |
| Other result components | -287 | 322 | 728 | -1 135 | 701 |
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| Tax | 1 033 | 2 061 | 1 535 | 2 243 | 3 725 |
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| Total Profitt/loss | 934 | 7 580 | 9 772 | 3 330 | 11 997 |
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| Specifications | | | | | |
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| Balance on the technical account for non-life insurance | 8 417 | 4 487 | 6 396 | 5 817 | 8 529 |
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