Table

Banks, quarterly profit and loss accounts. NOK million (cumulative)
3rd quarter 20152nd quarter 20151st quarter 20154th quarter 20143rd quarter 2014
Total interest income and similar income91 24160 54530 571128 66796 631
Interest etc. income on loans and demands on customers and credit institutions80 37353 01426 611113 17585 219
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities8 4415 7953 03112 7909 431
Other interest income2 4271 7359292 7021 980
 
Total interest expenses and similar expenses43 26129 81815 42769 83053 070
Interest and similar expenses on deposits from and debt to customers and credit institutions30 42221 22211 02751 27639 014
Interest and similar expenses on issued capital9 5896 4393 25014 03710 742
Other interest expenses3 2512 1571 1504 5163 314
 
Net interest income47 98030 72715 14558 83743 561
 
Net commission income12 6328 4384 18417 54412 705
Commission income16 58011 0295 46522 46216 408
Commission costs3 9482 5911 2814 9183 703
 
Total net changes in value and gain/loss on securities and currency7552 4561 6956 6616 576
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities-3 172-2 179-2764 5373 327
Net changes in value and gain/loss on shares and other securities with variable return-1 462-140-2137871 270
Net changes in value and gain/loss on currency2 6403 2611 7164 0753 235
Net changes in value and gain/loss on other financial assets and liabilities2 7491 514468-2 738-1 256
 
Total other operating income11 1589 2893 32617 74611 995
Income from shares and other securities with variable return8628732162 6231 287
Income fromownership interest in associated companies and group companies4 0864 0576273 7072 725
Other operating income (incl. gain on sale on real property)6 2114 3592 48411 4167 983
 
Total income119 73583 32041 058175 536131 609
 
Total administration expenses26 91218 1399 05034 96525 967
Wages and other personnel expenses16 85611 1915 65622 26016 780
Other administration costs10 0566 9483 39412 7069 187
 
Total other operating costs7 8835 0982 68210 6387 029
Depreciation and write-down1 7991 1484212 8812 249
Other operating costs (incl. losses on sale on real property)6 0843 9512 2617 7574 779
 
Total costs82 00455 64728 439120 35189 768
 
Pre-loss profit37 73027 67312 61955 18541 841
 
Losses on loans and guarantees etc.2 6632 3679366 0984 231
Loss on loans2 4572 2268566 1954 374
Loss on guarantees (incl. credit losses on securities)20614280-98-143
 
Pre-tax profit35 06725 30611 68249 08837 610
Other profit components-2-2-2-315-208
Taxes on ordinary profit8 7776 0972 9339 7438 905
 
Profit and loss at end of period26 28919 2068 74739 02928 497