Table

Deposits-, loans- and interest rates margin in banks and mortagage companies. Percentage points¹
	4th quarter 2013	3rd quarter 2013	2nd quarter 2013	1st quarter 2013	4th quarter 2012
¹Due to changes in specifications applied from 3rd quarter 2013, the time series are not directly comparable to previous periods.
Banks. Loans margin	3.02	3.05	3.10	2.79	2.85
Banks. Deposits margin	-0.51	-0.49	-0.49	-0.42	-0.48
Banks. Interest rate margin	2.51	2.56	2.61	2.37	2.37
Banks. Loans margin repayment loans with home mortgages	2.55	2.60	2.66	2.29	2.36
Banks. Loans margin on credit loans with home mortgages	2.37	2.39	2.43	1.96	1.99

Banks and mortgage companies. Loans margin	2.59	2.61	2.66	2.31	2.38
Banks and mortgage companies. Interest rate margin	2.08	2.12	2.17	1.89	1.90
Banks and mortgage companies. Loans margin repayment loans with home mortgages	2.40	2.43	2.50	2.09	2.15
Banks and mortgage companies. Loans margin on credit loans with home mortgages	2.36	2.37	2.41	1.91	1.96