Interest rates in banks and mortgage companies, July 2020

Banks and mortgage companie: Interest rates on deposit, loans and margins¹
	July 2020	June 2020	Monthly change
¹Banks and mortgage companies in monthly sample
Interest rate
Outstanding loans secured on dwellings to households	1.96	1.98	-0.02
Outstanding loans secured on dwellings, floating interest rate	1.91	1.92	-0.01
Outstanding loans secured on dwellings, fixed interest rate	2.78	2.75	0.03

New repayment loans secured on dwellings to households	1.82	1.80	0.02
New repayment loans secured on dwellings, floating interest rate	1.81	1.80	0.01
New repayment loans secured on dwellings, fixed interest rate	1.90	1.74	0.16

Loan margins
Total loans secured on dwellings to households	1.68	1.61	0.07
Loan margins, new loans secured on dwellings to households	1.54	1.43	0.11

Deposit rate
Total deposit from households	0.45	0.61	-0.16

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