| Interest income and similar income | 5 351 | 3 594 | 1 804 | 7 474 | 5 437 |
| Interest etc. income on loans and demands on customers and credit institutions | 5 351 | 3 594 | 1 804 | 7 474 | 5 437 |
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | . | . | . | . | . |
| Other interest income | . | . | . | . | . |
| |
|
| Interest expenses and similar expenses | 5 625 | 3 756 | 1 957 | 8 048 | 6 004 |
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 5 578 | 3 730 | 1 942 | 8 048 | 6 004 |
| Interest and similar expenses on issued capital | . | . | . | . | . |
| Other interest expenses | 47 | 25 | 15 | - | - |
| |
|
| Net interest income | -274 | -162 | -153 | -574 | -567 |
| |
|
| Net commission income | -32 | 6 | -13 | -41 | -31 |
| Commission income | 11 | 8 | 3 | 15 | 11 |
| Commission costs | 43 | 2 | 17 | 57 | 42 |
| |
|
| Net changes in value and gain/loss on securities and currency | -5 | -4 | -3 | -5 | -4 |
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | . | . | . | . | . |
| Net changes in value and gain/loss on shares and other securities with variable return | . | . | . | -4 | -4 |
| Net changes in value and gain/loss on currency | -5 | -4 | -3 | -1 | -1 |
| Net changes in value and gain/loss on other financial assets and liabilities | . | . | . | . | . |
| |
|
| Other operating income | 17 567 | 11 012 | 7 750 | 22 229 | 16 670 |
| Income from shares and other securities with variable return | 2 | 1 | . | 2 | 2 |
| Income fromownership interest in associated companies and group companies | . | . | . | . | . |
| Other operating income (incl. gain on sale on real property) | 17 566 | 11 011 | 7 750 | 22 228 | 16 669 |
| |
|
| Total income | 22 924 | 14 610 | 9 554 | 29 714 | 22 113 |
| |
|
| Administration expenses | 1 243 | 822 | 417 | 1 545 | 1 102 |
| Wages and other personnel expenses | 900 | 576 | 306 | 1 137 | 817 |
| Other administration costs | 343 | 246 | 111 | 408 | 286 |
| |
|
| Other operating costs | 15 323 | 9 574 | 6 893 | 19 399 | 14 352 |
| Depreciation and write-down | 6 | 4 | 2 | 10 | 7 |
| Other operating costs (incl. losses on sale on real property) | 15 317 | 9 570 | 6 891 | 19 389 | 14 345 |
| |
|
| Total costs | 22 234 | 14 154 | 9 284 | 29 049 | 21 500 |
| |
|
| Pre-loss profit | 690 | 456 | 271 | 665 | 614 |
| |
|
| Losses on loans and guarantees etc. | 560 | 414 | 224 | 807 | 520 |
| Loss on loans | 557 | 410 | 223 | 802 | 517 |
| Loss on guarantees (incl. credit losses on securities) | 4 | 4 | 1 | 5 | 3 |
| |
|
| Pre-tax profit | 129 | 42 | 47 | -143 | 94 |
| |
|
| Other profit components | . | . | . | . | . |
| Taxes on ordinary profit | . | . | . | . | . |
| |
|
| Profit and loss at end of period | 129 | 42 | 47 | -143 | 94 |
|
