Banks. Average, weighted interest rates incl. commissions on utilised NOK loans to non-financial enterprises, households and local government at end of quarter. Average, weighted interest rates on NOK deposits from non-financial enterprises, households and local government. Per cent per annum.

2 Banks. Average, weighted interest rates incl. commissions on utilised NOK loans to non-financial enterprises, households and local government at end of quarter. Average, weighted interest rates on NOK deposits from non-financial enterprises, households and local government. Per cent per annum.
	Q3 2012	Q2 2012	Q1 2012	Q4 2011	Q3 2011


Total loans	4.78	4.79	4.91	5.03	4.89
Local government	3.08	3.14	3.16	3.42	3.72
Non-financial public enterprises	3.47	3.52	3.79	3.89	3.96
Non-financial private enterprises	4.76	4.77	4.83	5.09	5.03
Households	4.86	4.86	5.02	5.03	4.82

Credit lines	5.80	5.58	5.63	5.71	5.59
Of this secured on dwellings	3.87	3.89	4.03	4.03	3.80
Of this overdrafts, working capital facility and consumer credit	8.39	8.23	8.27	8.62	8.39
Building loans total	5.96	5.19	5.16	5.55	5.63

Repayment loans	4.52	4.58	4.72	4.86	4.71
Secured on dwellings	4.26	4.31	4.47	4.49	4.33
Other loans	4.77	4.84	4.95	5.20	5.07

Total deposits	2.30	2.31	2.51	2.57	2.48
Local government	2.50	2.73	2.68	3.16	3.20
Non-financial public enterprises	2.27	2.36	2.50	2.76	2.74
Non-financial private enterprises	2.14	2.19	2.29	2.46	2.47
Households	2.37	2.33	2.59	2.58	2.42

Deposits on transaction accounts	1.62	1.66	1.80	1.94	1.95

Other deposits	2.90	2.92	3.11	3.14	2.97

Interest rate margin, total	2.48	2.48	2.40	2.46	2.41
Deposits	-0.29	0.04	-0.18	0.39	0.63
Loans	2.77	2.44	2.58	2.07	1.78