| 1. Total loans from banks |
4.61 |
4.66 |
4.56 |
4.42 |
4.28 |
-0.05 |
0.33 |
58.3 |
59.4 |
| 2. Total bank deposits |
2.22 |
2.20 |
2.11 |
1.99 |
1.86 |
0.02 |
0.36 |
|
|
| 3. Banks' interest rate margin (1-2) |
2.39 |
2.46 |
2.45 |
2.43 |
2.42 |
-0.07 |
-0.03 |
|
|
| |
|
|
|
|
|
|
|
|
|
| 4. Lending rate, mortgage companies |
3.55 |
3.60 |
3.49 |
3.36 |
3.19 |
-0.05 |
0.36 |
32.8 |
31.5 |
| 5. Lending rate, life insurance companies |
3.95 |
3.91 |
3.79 |
3.83 |
3.73 |
0.04 |
0.22 |
1.3 |
1.4 |
| 6a. Lending rate, state lending institutions |
3.03 |
2.79 |
2.76 |
2.72 |
2.70 |
0.24 |
0.33 |
7.6 |
7.6 |
| 6b. Lending rate, state lending institutions excluding loans with zero interest rates in the Norwegian State Educational Loan Fund |
3.48 |
3.28 |
3.21 |
3.16 |
3.08 |
0.20 |
0.40 |
6.6 |
6.5 |
| Total loans from financial corporations2 |
4.13 |
4.17 |
4.07 |
3.95 |
3.85 |
-0.04 |
0.28 |
100.0 |
100.0 |
| Local government |
3.17 |
3.21 |
3.06 |
2.89 |
2.76 |
0.41 |
2.80 |
7.3 |
6.9 |
| Non-financial public enterprises |
3.18 |
3.20 |
3.06 |
2.87 |
2.63 |
0.55 |
2.65 |
1.9 |
1.8 |
| Non-financial private enterprises |
4.55 |
4.65 |
4.54 |
4.36 |
4.28 |
0.27 |
4.38 |
24.9 |
25.4 |
| Households |
4.11 |
4.11 |
4.03 |
3.94 |
3.83 |
0.28 |
3.83 |
65.9 |
66.0 |
| Wage-earners |
4.10 |
4.09 |
4.01 |
3.93 |
3.82 |
0.28 |
3.81 |
57.6 |
57.6 |
| |
|
|
|
|
|
|
|
|
|
| 7.The Norwegian Public Service Pension Fund |
2.74 |
2.75 |
2.49 |
2.25 |
2.02 |
-0.01 |
0.72 |
|
|
| |
|
|
|
|
|
|
|
|
|
| 8. Nibor (3-mnth. effective) |
2.66 |
2.66 |
2.86 |
2.39 |
2.24 |
0.00 |
0.42 |
|
|
| Deposits margin (8 - 2) |
0.44 |
0.46 |
0.75 |
0.40 |
0.38 |
-0.02 |
0.06 |
|
|
| Loans margin (1 - 8) |
1.95 |
2.00 |
1.70 |
2.03 |
2.04 |
-0.05 |
-0.09 |
|
|
| |
|
|
|
|
|
|
|
|
|
| Banks. Repayment loans with home mortgages |
4.17 |
4.21 |
4.15 |
4.04 |
3.91 |
-0.04 |
0.26 |
23.9 |
24.7 |
| Banks. Credit loans with home mortgages |
3.59 |
3.62 |
3.55 |
3.43 |
3.32 |
-0.03 |
0.27 |
6.2 |
6.1 |
| Banks. Loans margin repayment loans with home mortgages (9 - 8) |
1.51 |
1.55 |
1.29 |
1.65 |
1.67 |
-0.04 |
-0.16 |
|
|
| Banks. Loans margin on credit loans with home mortgages |
0.93 |
0.96 |
0.69 |
1.04 |
1.08 |
-0.03 |
-0.15 |
|
|
| |
|
|
|
|
|
|
|
|
|
| Mortgage companies. Repayment loans with home mortgages |
3.73 |
3.76 |
3.65 |
3.56 |
3.39 |
-0.03 |
0.34 |
16.5 |
16.0 |
| Mortgage companies Credit loans with home mortgages |
3.49 |
3.48 |
3.44 |
3.30 |
3.11 |
0.01 |
0.38 |
7.3 |
7.1 |
| Mortgage companies. Loans margin repayment loans with home mortgages (9 - 8) |
1.07 |
1.10 |
0.79 |
1.17 |
1.15 |
-0.03 |
-0.08 |
|
|
| Mortgage companies. Loans margin on credit loans with home mortgages |
0.83 |
0.82 |
0.58 |
0.91 |
0.87 |
0.01 |
-0.04 |
|
|
| Life insurance companies. Repayment loans with home mortgages |
3.76 |
3.77 |
3.62 |
3.64 |
3.50 |
-0.01 |
0.26 |
0.4 |
0.4 |
| State lending institutions. Repayment loans with home mortgages |
3.53 |
3.55 |
3.46 |
3.39 |
3.36 |
-0.02 |
0.17 |
43.3 |
43.6 |
| |
|
|
|
|
|
|
|
|
|
| Home mortgages from financial corporations |
3.96 |
4.00 |
3.92 |
3.84 |
3.72 |
-0.04 |
0.24 |
57.0 |
57.5 |
| Credit lines from financial corporations |
3.54 |
3.55 |
3.49 |
3.36 |
3.23 |
-0.01 |
0.31 |
12.8 |
12.6 |
| Loans secured on dwellings from financial corporations |
3.86 |
3.90 |
3.82 |
3.73 |
3.61 |
-0.03 |
0.25 |
69.8 |
70.2 |
| |
|
|
|
|
|
|
|
|
|
| Total loans from banks and mortgage companies |
4.23 |
4.29 |
4.19 |
4.06 |
3.95 |
-0.06 |
0.28 |
91.1 |
91.0 |
| |
|
|
|
|
|
|
|
|
|
| Key policy rate3 |
2.00 |
2.00 |
2.00 |
1.75 |
1.75 |
0.00 |
0.25 |
|
|
| Overnight lending rate3 |
3.00 |
3.00 |
3.00 |
2.75 |
2.75 |
0.00 |
0.25 |
|
|
|
