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Life and non-life insurance companies, 4th quarter 2009
6 Non-life insurance companies. Profit and loss account (accumulated). NOK Million
31.12.2008 31.03.2009* 30.06.2009* 30.09.2009* 31.12.2009*
     
Earned premiums, net of reinsurance 47 849 12 518 24 515 35 652 49 365
Gross premiums written 54 815 20 191 34 236 43 875 57 430
- Reinsurers share of gross premiums written -6 611 -1 950 -4 124 -5 409 -7 106
Gross change in the provisions for unearned premiums -725 -6 323 -7 588 -3 681 -1 380
- Reinsurance share 370 601 1 991 868 422
     
Claims incurred and net change in technical provisions 34 631 9 962 18 557 26 425 35 479
Gross claim payment 34 992 9 386 18 214 27 459 38 058
Reinsurers share of gross claim payments -3 868 -962 -2 020 -3 171 -4 641
Gross change in the provision for outstanding claims 4 094 319 498 1 227 1 523
Reinsurers share, gross change in the provision for outstanding claims -1 141 -1 192 636 285
Bonuses and rebates 12 -2 0 -1 31
Net change in technical provisions 542 1 222 1 672 275 224
     
Other operating income /costs -10 702 -2 646 -5 216 -7 812 -11 227
Commisions received 11 3 5 8 10
Operating income real property 264 52 101 162 207
Other operating income 3 638 561 1 219 1 667 2 184
Personnel costs 4 981 1 319 2 617 3 905 5 321
Commisions submitted 1 802 470 897 1 158 1 827
Operating costs real property 57 13 24 34 45
Depreciations of non-financial assets 547 55 113 174 258
Other operating costs 7 227 1 405 2 891 4 377 6 177
     
Investment income /costs 6 287 1 183 2 591 3 637 4 632
Interest income 5 396 1 184 2 368 3 416 4 353
Share dividend etc. 1 304 45 330 369 463
Interest costs 413 46 106 148 184
     
Gains/losses, value (re-)adjustments on financial assets -6 651 -697 1 282 3 169 4 105
Net realized gains/losses -1 228 -283 -628 221 865
Net change in value -5 423 -414 1 910 2 948 3 240
     
Profit/loss on ordinary activities 2 151 396 4 616 8 221 11 396
     
Other result components 202 0 0 0 278
     
Tax 794 358 1 006 1 884 2 429
     
Profit/loss 1 559 39 3 609 6 337 9 245
     
Spesifications   
Balance on the technical account for non-life insurance 7 051 858 2 363 3 301 5 355
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