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Life and non-life insurance companies, 2nd quarter 2009
7 Non-life insurance companies. Profit and loss account. NOK Million
30.06.2008 30.09.2008* 31.12.2008* 31.03.2009* 30.06.2009*
     
Earned premiums, net of reinsurance 24 860 35 776 47 849 12 518 24 515
Gross premiums written 34 270 43 500 54 815 20 191 34 236
- Reinsurers share of gross premiums written -4 056 -5 240 -6 611 -1 950 -4 124
Gross change in the provisions for unearned premiums -6 443 -3 287 -725 -6 323 -7 588
- Reinsurers share of the gross change in the provision for outstanding claims 1 090 802 370 601 1 991
     
Claims incurred, net of reinsurance 16 669 24 712 34 077 8 742 16 885
Gross claim payment 17 756 25 471 34 992 9 386 18 214
Reinsurers share of gross claim payments -2 333 -3 393 -3 868 -962 -2 020
Gross change in the provision for outstanding claims 769 2 032 4 094 319 498
Reinsurers share of the gross change in the provision for outstanding claims 479 602 -1 141 -1 192
     
Bonuses and rebates 10 6 12 -2 0
     
Net change in technical provisions 1 946 1 419 542 1 222 1 672
     
Other operating income (+)/expenses (-) -5 168 -7 646 -10 799 -2 533 -5 241
Personnel costs 2 446 3 677 4 981 1 319 2 617
Commisions received (+)/submitted (-) -889 -1 296 -1 791 -467 -892
Operating income (+)/costs (-) from real property 83 131 207 40 78
Depreciations of non-financial assets 298 441 547 128 257
Value adjustments (-)/re-adjustments (+) of non-financial assets -43 -6 -97 205 184
Other operating income (+)/expenses (-) -1 574 -2 357 -3 590 -864 -1 737
     
Investment income (+)/charges (-) 2 600 4 562 6 287 1 183 2 641
Interest income 2 440 3 735 5 396 1 180 2 364
Interest charges 217 326 413 46 106
Share dividend etc. 377 1 153 1 304 49 383
     
Gains/losses, value (re-)adjustments on financial assets -2 783 -4 801 -6 555 -882 1 113
Gains (+)/losses (-) 716 393 -1 228 -264 -613
Net change in value 1 -3 499 -5 194 -5 326 -618 1 726
Value re-adjustments (+)/adjustments (-) . . . . .
     
Profit/loss on ordinary activities 884 1 754 2 151 324 4 471
     
Extraordinary income (+)/charges (-) -1 37 202 0 0
     
Tax -150 297 794 285 862
     
Profit/loss 1 035 1 419 1 156 39 3 609
     
Spesifications   
Balance on the technical account for non-life insurance 3 482 5 705 7 051 862 2 322

1Before 2008 the variable was called Unrealized gains (+)/losses (-)

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