Non-life insurance companies. Balance sheet by financial instrument. NOK Million

Life and non-life insurance companies, 4th quarter 2008
8	Non-life insurance companies. Balance sheet by financial instrument. NOK Million

	31.12.2007	31.03.2008*	30.06.2008*	30.09.2008*	31.12.2008*



Assets ¹

Intangible assets	5 661	5 193	5 232	5 230	4 863
Goodwill	3 233	3 169	3 096	3 043	2 963
Deferred tax asset	2 005	1 495	1 574	1 608	1 420
Other intangible assets	424	528	562	578	480

Tangible fixed assets	4 544	4 010	3 709	3 584	2 959
Land and buildings	4 058	3 512	3 208	3 110	2 531
Machinery, equipment and vehicles	486	498	501	474	427

Capital investments	95 588	96 954	96 322	98 443	100 727
Investments in subsiduaries	12 989	10 335	11 688	14 156	9 064
Shares in ltd. and gen. partnerships	139	145	186	140	386
Shares	9 692	9 499	10 059	6 093	9 114
Primary capital certificates	72	63	37	30	25
Shares in securities funds	20 103	16 587	16 429	15 511	15 171
Bonds	43 317	43 003	43 915	46 293	49 645
Certificates	8 710	16 498	12 688	14 856	15 681
Financial derivatives	356	185	132	240	538
Other capital investments	210	638	1 189	1 124	1 103

Loans utilizied	1 007	1 168	846	2 740	862
Gross loans	1 017	1 168	846	2 740	862
Specified provisions on loans	-10	.	.	.	.

Unspecified provisions on loans	8	.	.	.	.

Other claims	51 810	56 814	57 357	55 867	55 700
Earned not yet paid revenues	906	736	528	704	726
Prepaid expenses	596	341	776	662	699
Insurance claims	11 071	14 495	15 830	13 547	11 654
Reinsurers`s share of technical provisions²	13 733	14 948	15 225	15 233	16 389
Other claims	25 504	26 293	24 997	25 721	26 234

Cash and bank deposits	7 537	7 379	8 211	6 564	6 747
The Central Bank of Norway	1	1	1	1	1
Banks	6 407	6 398	7 613	5 759	5 644
Foreign banks	1 130	981	598	804	1 103

Total assets	166 156	171 517	171 677	172 428	171 858

Liabilities and equity capital ¹

Equity capital	28 450	38 799	39 023	40 135	38 831
Deposit capital	6 301	10 041	9 383	10 973	11 382
Share capital	1 704	1 851	1 918	2 633	3 080
Primary capital	19	3 879	3 879	3 860	3 860
Share premiumreserve	745	1 047	807	808	809
Other deposit capital	3 833	3 264	2 779	3 672	3 633
Retained earnings	22 149	28 758	29 640	29 163	27 449
Revaluation reserve	77	10 659	11 930	12 614	12 008
Other equity	22 072	17 946	16 511	15 148	15 286
Not allocated profit	.	153	1 199	1 400	155

Subordinated liabilities	129	129	129	118	118
Bonds	.	.	.	.	.
Other subordinated loans	129	129	129	118	118

Technical provisions	123 291	117 928	120 236	118 509	118 993
Gross provision for unearned premium³	19 534	25 398	26 041	22 945	20 868
Gross provision for outstanding claims³	67 163	67 430	67 648	69 597	72 911
Gross provision for bonuses and rebates³	77	88	88	84	77
Equalization provision	35 951	24 407	25 840	25 282	24 617
Provision for not discharges risk	42	25	22	7	1
Equalization provision	23 705	24 382	25 818	25 275	24 616
Reinsurance provision⁴	.	.	.	.	.
Administrative provision ⁵	2 850	.	.	.	.
Naturedamage provision	5 247	.	.	.	.
Guarantee provision	4 106	.	.	.	.
Gross other technical provisions³	567	605	620	601	520

Provisions for other charges	2 911	3 364	3 396	3 414	3 612
Provisions for pensions	1 843	1 805	1 843	1 844	2 099
Deffered tax	107	839	832	951	992
Other provisions for charges	960	720	721	619	520

Other liabilities	11 376	11 297	8 893	10 251	11 297
Loans	.	.	.	.	11
Expences accrued	773	535	724	752	713
Deffered income	86	124	154	155	135
Payable tax	291	1 051	1 122	1 436	2 338
Dividend	1 924	737	676	211	522
Insurance liabilities	2 909	3 124	2 642	2 507	2 982
Other liabilities	5 392	5 725	3 575	5 191	4 597

Total liabilities	166 156	171 517	171 677	172 428	172 850

Specifications
Number of companies	98	97	98	102	101
Loan with mortgage on dwelling	346	343	360	369	382

¹Major change in acconting from 2008, all numbers are not comparable
²From 2nd quarter 2007 reinsurers`s share of technical provisions is considerd part of assets
³Gross numbers fom 2nd quarter 2007.
⁴From 2nd quarter 2007 the reinsurers provision is invalid
⁵From 2008 administrative, naturedamage and guarantee provisions are included in the equity capital