Life insurance companies. Balance sheet by financial instrument . 31 December. NOK Million

Life and non-life insurance companies, 2007
2	Life insurance companies. Balance sheet by financial instrument¹. 31 December. NOK Million

	2003	2004	2005	2006	2007*



Assets ²

Intangible assets	786	530	783	956	1 310
Goodwill	121	3	1	0	.
Deferred tax asset	287	174	276	252	487
Other intangible assets	379	353	505	704	823

Tangible fixed assets	36 296	42 482	46 348	15 055	22 417
Land and buildings	17 463	17 128	17 579	14 884	22 292
Machinery, equipment and vehicles	155	178	148	171	125

Capital investments	176 121	176 911	177 523	600 506	634 522
Investments in subsiduaries	8 618	9 573	13 376	54 272	74 442
Shares in ltd. and gen. partnerships	0	0	.	2	61
Shares	19 948	27 092	28 621	100 566	87 997
Primary capital certificates	.	.	.	1	.
Shares in securities funds	17	15	13	116 472	158 827
Bonds	166 207	165 405	162 332	311 304	292 727
Certificates	37 010	33 927	38 325	16 695	17 999
Financial derivatives	1 446	1 481	-121	308	1 693
Other capital investments	8	0	1	887	776

Loans utilizied	21 261	18 957	18 767	20 173	28 068
Gross loans	21 263	18 964	18 770	20 174	28 068
Specified provisions on loans	-2	-7	-2	-1	.

Unspecified provisions on loans	-9	-7	-4	.	.

Other claims	15 541	15 289	12 803	16 634	20 687
Earned not yet paid revenues	7 262	7 448	7 605	7 737	7 555
Prepaid expenses	650	681	226	469	226
Insurance claims	4 882	5 392	2 145	3 308	3 682
Deposits with ceding undertakings	.	.	.	.	.
Other claims	2 746	1 767	2 826	5 119	9 225

Cash and bank deposits	21 151	19 963	25 803	25 337	35 166
The Central Bank of Norway	0	0	0	0	0
Banks	17 673	16 955	20 714	16 724	29 410
Foreign banks	3 478	3 008	5 089	8 613	5 756

Total assets	482 001	537 067	609 145	678 663	742 171

Liabilities and equity capital ²

Equity capital	16 730	20 553	22 579	25 400	39 092
Deposit capital	9 138	10 375	11 158	12 451	22 081
Share capital	5 797	4 740	4 749	4 535	5 541
Primary capital	.	.	.	.	.
Share premiumreserve	981	2 814	2 823	3 543	12 221
Other deposit capital	2 361	2 821	3 586	4 372	4 319
Retained earnings	7 592	10 178	11 421	12 950	17 011
Other equity	7 592	10 178	11 421	12 950	17 011
Not allocated profit	.	.	.	.	.

Subordinated liabilities	8 543	8 335	8 297	10 905	14 305
Bonds	5 109	5 426	5 363	7 904	4 055
Other subordinated loans	3 434	2 909	2 934	3 000	10 250

Revaluation reserve	7 010	10 498	18 702	25 500	18 300

Technical provisions	430 893	490 811	548 798	604 892	650 503
Life assurance provision	409 363	465 267	514 311	604 892	650 503
Premium reserve	384 997	435 904	479 477	559 664	595 121
Additional provisions	8 986	11 001	15 306	20 783	24 762
Premium provision	12 500	15 625	16 286	19 557	19 288
Pension provisions	167	129	20	314	334
Fund for deposits	.	.	.	239	..
Net provision for outstanding claims	2 075	2 427	2 153	2 516	3 004
Not allocated technical provision	.	.	.	.	..
Net other technical provisions	638	180	1 069	2 058	7 994
Equalization provision	586	607	641	704	..
Net tehcnical provisions where the risk is borne by the policyholder	20 944	24 937	33 846	43 587	..

Provisions for other charges	942	1 013	783	1 402	2 194
Provisions for pensions	219	336	449	485	1 030
Deffered tax	720	605	181	914	1 164
Other provisions for charges	2	72	153	3	1

Other liabilities	17 883	5 857	9 987	10 564	17 777
Loans	.	.	.	.	.
Expences accrued	279	375	441	1 022	1 218
Deffered income	573	363	200	63	376
Payable tax	29	34	29	32	50
Dividend	230	539	1 622	131	651
Insurance liabilities	3 330	1 072	1 241	846	3 374
Deposits from reassurance companies	9 986	426	7	.	.
Other liabilities	3 456	3 050	6 445	8 469	12 109

Total liabilities	482 001	537 067	609 145	678 663	742 171

Specifications
Number of companies	20	18	20	19	19
Loan with mortgage on dwelling	9 671	8 637	8 354	8 740	9 390

¹New accounts reporting from 1997 makes it possible to offer a higher level of specification degree than earlier.
²Major change in acconting from 2008, all numbers are not comparable