| |
|
| Earned premiums, net of reinsurance | 27 330 | 36 156 | 9 560 | 19 706 | 28 545 |
| Gross premiums written | 36 756 | 45 194 | 17 529 | 29 462 | 37 839 |
| - Reinsurers share of gross premiums written | -6 551 | -7 680 | -2 939 | -4 938 | -6 488 |
| Gross change in the provisions for unearned premiums | -3 281 | -1 170 | -6 206 | -5 671 | -3 200 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 406 | -188 | 1 177 | 853 | 394 |
| |
|
| Claims incurred, net of reinsurance | 19 735 | 26 794 | 6 560 | 12 939 | 18 771 |
| Gross claim payment | 22 658 | 30 137 | 7 099 | 14 012 | 19 837 |
| Reinsurers share of gross claim payments | -4 743 | -6 090 | -990 | -2 328 | -3 616 |
| Gross change in the provision for outstanding claims | -263 | 109 | 490 | 1 074 | 2 534 |
| Reinsurers share of the gross change in the provision for outstanding claims | 2 083 | 2 639 | -39 | 181 | 17 |
| |
|
| Bonuses and rebates | 11 | 3 | 3 | 1 | 8 |
| |
|
| Net change in technical provisions | 2 610 | 2 337 | 1 061 | 2 180 | 2 021 |
| |
|
| Other operating income (+)/expenses (-) | -6 424 | -8 902 | -2 156 | -4 203 | -6 201 |
| Personnel costs | 3 017 | 4 038 | 1 057 | 2 040 | 3 091 |
| Commisions received (+)/submitted (-) | -993 | -1 382 | -303 | -573 | -812 |
| Operating income (+)/costs (-) from real property | 207 | 197 | 55 | 114 | 156 |
| Depreciations of non-financial assets | 405 | 573 | 127 | 254 | 377 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | . | . | . |
| Other operating income (+)/expenses (-) | -2 216 | -3 107 | -725 | -1 450 | -2 077 |
| |
|
| Investment income (+)/charges (-) | 2 295 | 3 594 | 708 | 1 450 | 2 121 |
| Interest income | 2 333 | 3 132 | 908 | 1 598 | 2 308 |
| Interest charges | 443 | 599 | 259 | 312 | 398 |
| Share dividend etc. | 405 | 1 061 | 60 | 163 | 210 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 2 161 | 4 297 | 653 | 266 | 364 |
| Gains (+)/losses (-) | 851 | 2 943 | 364 | 528 | 650 |
| Unrealized gains (+)/losses (-) | 1 339 | 1 375 | 290 | -257 | -281 |
| Value re-adjustments (+)/adjustments (-) | -28 | -22 | -1 | -4 | -5 |
| |
|
| Profit/loss on ordinary activities | 3 006 | 6 010 | 1 142 | 2 098 | 4 029 |
| |
|
| Extraordinary income (+)/charges (-) | 1 | 74 | 0 | 0 | 0 |
| |
|
| Tax | 224 | 244 | 63 | -34 | 269 |
| |
|
| Profit/loss | 2 783 | 5 840 | 1 079 | 2 132 | 3 759 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 927 | 1 222 | 358 | 1 647 | 3 333 |
|
