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Life and non-life insurance companies, 2003
8 Non-life insurance companies. Profit and loss account1. NOK Million
1998 1999 2000 2001 2002 2003*
     
Earned premiums, net of reinsurance 21 483 23 627 25 961 29 612 32 739 36 425
Gross premiums written 26 832 29 612 33 225 38 196 42 596 45 658
- Reinsurers share of gross premiums written -4 656 -5 140 -6 112 -7 232 -8 752 -8 048
Gross change in the provisions for unearned premiums -587 -850 1 431 -498 -1 259 -1 148
- Reinsurers share of the gross change in the provision for outstanding claims -105 5 -2 583 -854 153 -38
     
Claims incurred, net of reinsurance 17 336 21 293 23 211 26 137 25 620 27 257
Gross claim payment 21 670 26 204 27 781 30 649 28 712 30 268
Reinsurers share of gross claim payments -4 450 -5 366 -5 849 -6 700 -6 115 -6 119
Gross change in the provision for outstanding claims 994 1 765 1 495 3 376 1 301 -347
Reinsurers share of the gross change in the provision for outstanding claims -879 -1 310 -215 -1 188 1 722 3 455
     
Bonuses and rebates 34 182 333 45 48 10
     
Net change in technical provisions 460 763 -279 578 980 2 070
     
Other operating income (+)/expenses (-) -5 934 -6 902 -7 098 -7 387 -8 122 -9 008
Personnel costs 3 318 3 978 3 755 3 629 3 848 3 914
Commisions received (+)/submitted (-) -479 -451 -356 -811 -911 -1 425
Operating income (+)/costs (-) from real property 214 203 192 269 368 297
Depreciations of non-financial assets 267 342 349 655 604 687
Value adjustments (-)/re-adjustments (+) of non-financial assets . 0 . 0 0 -1
Other operating income (+)/expenses (-) -2 085 -2 335 -2 830 -2 561 -3 128 -3 277
     
Investment income (+)/charges (-) 3 589 4 077 3 715 2 334 2 967 3 292
Interest income 3 031 3 036 3 467 3 081 3 093 3 226
Interest charges 143 119 169 194 582 612
Share dividend etc. 701 1 160 417 -553 455 677
     
Gains/losses, value (re-)adjustments on financial assets 370 5 053 243 -1 671 -3 371 4 813
Gains (+)/losses (-) 675 2 197 3 036 -102 -2 104 2 448
Unrealized gains (+)/losses (-) -294 3 048 -2 791 -1 560 -1 261 2 510
Value re-adjustments (+)/adjustments (-) -11 -192 -1 -8 -6 -145
     
Profit/loss on ordinary activities 1 678 3 617 -445 -3 871 -2 436 6 185
     
Extraordinary income (+)/charges (-) 0 3 285 0 1 -1 98
     
Tax 168 1 506 -89 -585 -457 1 050
     
Profit/loss 1 509 5 397 -355 -3 285 -1 980 5 233
     
Applications and transfers 1 509 5 397 -355 -3 285 -1 980 5 233
Group contribution paid/received 1 232 863 1 305 978 306 716
Dividends 187 738 3 787 36 2 092 586
Transfers from/to revaluation reserve . 25 -101 -57 -106 2
Other transfers 90 3 771 -5 346 -4 241 -4 272 3 929
     
Spesifications   
Balance on the technical account for non-life insurance 363 -2 636 -1 353 -1 390 1 249 747

1New accounts reporting from 1997 makes it possible to offer a higher level of specification degree than earlier.

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