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Financial accounts. 3rd Quarter 2012
3 Households and Non-profit institutions serving households. Other changes in assets and liabilities by financial instrument. Million NOK
2012:3 2012:2 2012:1 2011:4 2011:3 2011:2 2011:1 2010:4 2010:3 2010:2 2010:1 2009:4 2009:3 2009:2 2009:1 2008:4 2008:3 2008:2 2008:1 2007:4 2007:3 2007:2 2007:1 2006:4 2006:3 2006:2 2006:1 2005:4 2005:3 2005:2 2005:1 2004:4 2004:3 2004:2 2004:1 2003:4 2003:3 2003:2 2003:1 2002:4 2002:3 2002:2 2002:1 2001:4 2001:3 2001:2 2001:1 2000:4 2000:3 2000:2 2000:1 1999:4 1999:3 1999:2 1999:1 1998:4 1998:3 1998:2 1998:1 1997:4 1997:3 1997:2 1997:1 1996:4 1996:3 1996:2 1996:1
Assets   
Notes and coins (currency)   
transferable deposits -50 47 -5 361 226 400 -160 -299 -45 -89 333 -105 -430 -267 -121 -268 859 472 28 -514 108 -265 -47 12 -253 157 -109 -96 433 -175 25 114 -661 -100 -8 126 -88 -87 1 261 271 -186 -16 417 -148 935 58 -47 4 084 -20 160 42 203 90 1 17 144 92 -113 67 180 90 -66 399 126 13 9 22 5
Other deposits -8 7 -9 421 34 42 -14 -17 -5 -8 44 -8 -9 -21 -6 -20 93 65 4 -42 22 -64 -9 2 -45 28 -24 -21 109 -32 5 27 -105 -14 -3 22 -17 -16 7 24 -19 -3 -44 -18 -26 23 -6 7 2 6 2 10 0 1 0 10 3 -13 20 18 6 -1 109 33 4 0 2 1
Certificates and Treasury bills 2 3 2 1 5 4 -2 167 20 19 -10 193 11 -13 -13 12 11 11 12 5 2 9 9 19 2 055 1 -59 1 0 1 0 1 0 2 -4 3 6 0 7 8 7 5 9 1 4 -52 28 -7 -5 1 3 10 25 0 35 -25 -22 -17 3 0 0 0 -63 99 0 1 -11 -125
Bearer bonds -33 -26 127 72 -117 -366 -12 197 544 76 607 -93 51 -433 -28 -756 -398 -170 -800 -468 -344 224 -173 1 291 1 -392 -60 1 135 -11 28 -74 269 99 -108 213 1 274 162 421 110 40 -106 -343 -106 -323 -779 -32 -2 223 -114 -91 -449 34 166 -163 881 -625 -234 -662 -155 55 -9 -132 827 -71 155 -1 -52 -1 475
Shares 8 834 -9 289 20 202 4 781 -18 967 -2 594 6 901 9 431 6 847 -10 894 3 685 6 651 7 087 7 669 -2 899 -14 593 -17 924 364 -13 638 1 859 -5 118 7 382 5 855 29 222 12 -5 635 8 735 -5 499 5 079 -13 518 -4 841 -5 895 -914 -10 480 -489 -7 554 -1 370 -3 805 -6 126 -671 -7 887 -12 549 157 -1 138 -9 392 6 330 -2 167 -6 763 6 788 461 5 462 13 580 3 892 3 933 5 178 89 -13 473 -330 2 711 1 815 4 988 6 490 5 582 5 641 1 169 1 201 -747
Other equity 644 -764 34 031 -172 -1 299 -266 -2 211 718 967 -735 46 939 1 021 1 502 -570 -1 140 -1 179 -815 -1 419 -386 -92 -579 -483 387 152 -719 -888 1 091 734 2 162 -1 568 697 994 430 -623 671 666 483 -175 -372 -2 779 -199 527 636 -362 167 -355 409 446 726 -745 401 816 207 -123 347 -1 167 -109 -501 555 289 376 -90 414 273 -86 -55
Mutual funds shares 5 627 -5 308 7 387 6 015 -15 800 -3 232 -1 648 10 536 7 499 -7 510 5 345 6 716 8 286 13 048 -4 005 -9 230 -15 177 3 366 -10 346 -388 -4 173 7 182 2 037 9 669 3 517 -3 953 6 552 -11 396 9 727 2 712 3 710 13 796 1 720 336 1 133 665 2 901 9 194 1 582 -4 262 -8 723 -9 363 7 463 798 -12 300 2 226 -993 -12 339 5 210 808 2 690 10 570 2 015 4 133 2 336 2 073 -13 312 -2 045 3 811 -2 509 3 975 3 411 2 220 2 591 316 1 488 1 027
Loans 0 0 0 0 0 0 0 0 0 0 0 0 0 0 -2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 65 4 -151 -20 4 10 -2 -4 7 11 -6 -1 -11 -2 1 -3 1 40 -3 7 1 850 8 3 3 0 1 5 -6 1 13 6 -16 19 1 -5 1 5 2
Insurance technical reserves 10 199 -4 483 14 570 -584 -17 705 -1 310 3 069 12 932 12 269 -10 253 8 297 6 511 12 298 9 810 -4 253 -12 482 -21 042 -3 020 -18 249 -6 296 -6 288 9 198 9 190 8 922 12 178 -5 786 7 846 4 961 9 804 4 908 2 059 8 461 1 583 -1 363 12 130 5 343 1 027 5 207 -306 -7 351 -4 788 -2 409 -1 013 -5 543 -6 334 -356 -4 364 -1 972 2 173 -1 576 4 934 19 526 -498 3 797 15 266 2 655 -4 062 1 236 1 545 3 747 1 895 1 137 2 492 1 936 479 526 1 295
Other assets -2 361 -2 372 -2 372 -2 372 -2 372 -2 384 -2 396 -9 628 -9 379 -9 379 -8 156 4 549 5 772 5 772 5 772 1 092 1 093 1 092 1 092 839 838 839 840 2 940 2 890 2 890 2 889 1 524 1 526 1 524 1 522 2 901 4 726 4 731 -2 460 1 762 1 762 1 763 1 762 286 290 286 288 372 388 -3 192 398 433 433 432 432 235 236 235 237 358 362 357 359 66 67 65 65 88 90 90 86
Total assets 22 855 -22 185 59 166 8 002 -55 813 -10 322 1 220 24 156 18 669 -38 328 9 904 24 845 34 214 37 227 -6 262 -36 145 -54 079 860 -43 911 -4 708 -15 497 24 199 17 299 54 189 18 936 -13 787 24 958 -7 642 26 653 -2 089 955 19 312 8 076 -6 466 10 064 2 060 5 042 14 544 -2 839 -12 533 -24 007 -24 205 7 148 -4 283 -28 753 5 120 -5 580 -20 371 15 132 2 300 13 039 44 597 6 302 13 238 22 398 5 366 -32 463 -955 8 190 3 766 10 998 12 770 10 457 10 836 2 337 3 185 15
     
Liabilities   
Bonds and certificates 0 0 -1 1 0 0 0 0 -1 1 0 -4 0 -189 0 -62 -112 -562 40 -47 -5 -94 149 41 0 -1 -3 -1 0 0 -36 0 -5 0 0 7 0 3 2 -2 0 0 0 2 0 0 -2 -1 1 0 0 -168 0 -369 8 -138 1 21 -103 2 -68 0 -113 22 -15 -2 -19
Loans granted by banks -703 -365 -22 824 2 210 573 -66 -1 097 -659 13 229 1 303 -568 -780 -3 153 -442 -2 450 4 579 1 340 -148 -981 105 -1 017 -380 -1 612 358 756 -527 10 451 30 379 -56 508 510 -3 282 3 718 156 879 -126 -412 279 1 793 -1 727 -34 -2 712 88 -245 -1 258 -85 277 -604 746 -120 410 256 -257 41 622 21 -265 122 564 136 314 688 439 625 350 556 110
Loans granted by state lending institutions -3 192 -6 -3 339 -16 -19 -4 -3 -13 -10 541 -4 -4 -10 -3 -3 -2 -6 -2 -3 -1 -2 0 -1 -3 -9 6 -12 -5 -11 -3 -16 -12 -17 -27 22 -44 -8 -6 -12 7 -25 17 -15 -16 -15 -42 0 -14 -8 -5 19 -183 -12 -24 -11 -10 -5 -18 -12 -15 10 -20 -16 -39 -102 -17 -13 -12
Loans granted by mortgage companies -6 -9 -17 012 29 1 10 -15 -12 -7 -10 16 -29 15 -13 13 -25 5 1 -21 3 -10 -4 -92 31 63 -53 8 -29 674 -3 28 22 -564 -144 11 98 47 -56 90 277 -153 8 -397 -72 20 -75 8 33 -53 88 -15 219 19 -32 7 101 -14 -61 7 85 9 -13 190 72 -6 -10 44 0
Loans granted by finance companies 71 -42 -921 -14 -40 -61 -35 -100 -15 538 -67 -85 -155 -123 -41 -182 -313 -95 -64 -88 -29 -85 -21 32 53 -15 -61 -10 561 -67 -13 -42 71 -285 -4 631 -90 46 -286 -87 -33 2 -59 -94 -91 -18 151 -73 28 -51 57 7 22 41 -117 -42 -53 78 -55 -35 -13 37 15 -8 23 2 153 -15 10 15
Loans granted by insurance companies 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10 -3 0 0 3 -2 -1 0 1 0 -1 0 0 0 1 15 102 19 -8 -25 -65 -1 2 -1 3 -9 1 2 0 -7 4 2 1 55 -15 2 1 -1 7 20 0 2 19 9 1 20 44 -3 0
Loans granted by other institutional sectors 0 0 0 0 0 0 0 0 0 0 0 -255 -22 -8 -21 46 25 -4 -1 471 3 -17 -9 -1 0 0 -5 -6 1 0 4 5 383 -90 18 103 -62 -60 77 210 -142 -3 -366 -41 43 -62 54 135 -36 96 11 70 39 -2 6 21 32 -41 14 49 32 -30 86 21 16 0 7 6
Other liabilities -3 572 -122 3 573 584 584 584 584 -508 -508 -508 -508 815 815 810 815 -366 -367 -367 -365 1 444 1 446 1 446 1 450 1 130 1 129 1 129 1 129 78 79 79 78 1 031 966 966 1 098 53 54 54 54 316 316 224 224 77 77 946 77 357 357 357 357 161 161 161 161 86 86 86 86 134 134 175 175 167 167 142 142
Total liabilities -7 401 -543 -40 524 2 794 1 100 464 -565 -1 291 -13 366 715 -1 149 -417 -2 472 114 -1 826 3 853 794 -1 147 -2 877 1 473 312 936 -74 1 602 1 938 469 1 014 704 4 561 637 -2 735 -212 1 099 2 281 -355 -575 433 2 279 -1 792 213 -3 359 168 24 -1 433 951 457 -294 1 294 3 150 915 234 -211 -215 983 -74 -326 244 704 341 328 1 155 558 895 504 742 242
     
Net assets 30 256 -21 642 99 690 5 208 -56 912 -10 785 1 785 25 447 32 034 -39 043 11 053 25 262 36 685 37 113 -4 435 -39 999 -54 873 2 008 -41 034 -6 181 -15 810 23 263 17 373 52 586 16 998 -14 256 23 945 -8 346 26 649 -2 650 317 22 047 8 288 -7 565 7 783 2 415 5 617 14 111 -5 117 -10 742 -24 220 -20 846 6 981 -4 307 -27 321 4 168 -6 037 -20 077 13 839 -850 12 123 44 363 6 513 13 453 21 416 5 440 -32 137 -1 199 7 486 3 425 10 669 11 615 9 899 9 942 1 833 2 443 -227
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